M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spensers insurance products in document format too.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Trivia Mix Up Card Game, at Marks and Spencer
Number of players: 2+ Suitable for ages 14+ Pack contains: 180 game cards, instruction card Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Styled Organic Cotton Floral Brodery Padded Bra, at Marks & Spensers
Feminine and delicate, this bra is beautifully embellished with floral embroidery. It's underwired for extra support and the padded plunge style gives an enhanced shape. Pretty everyday fashion

Winchester Large 2 Seater Sofa, at Marks & Spensers
H94 x W194 x D100cm Seat H49cm, arm H62cm, top back rail H81cm Conceals a fold out bed, suitable for use Seat cushions made from shape-retaining foam Other cushions made from polyester fibre Cushions are reversible if you choose a fabric upholstery option Cushion covers are not removeable on this range Solid birch feet with a dark finish Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more We will contact you personally to arrange a delivery date, once your order is ready, Manufacturer: Marks & Spencer

Collezione Wool Rich Single Breasted 3 Button Stripe Jacket, at Marks&Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

3/4 Sleeve Boyfriend Cardigan, at Marks & Spencers
Fashionable and contemporary, this boyfriend cardigan is a comfortable style essential. Pintuck front pockets gives a fashionable touch.

5 Short Pelerine Socks + 2 pairs EXTRA FREE, at Marks and Spencer
Perfect for school and great value for money, these easy to care for socks have added stretch for a long lasting and durable fit

Heritage Collection - Chandelier, at Mark & Spencers
Candle effect shades 5 arms Interlinked ball design M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Holiday Badge Clogs, at Marks&Spencer
Round toe Slip on Spot print Badge features Assorted badges

Abbey S/STL, at Marks & Spencer
Manufacturer: Marks & Spencer

Pure Cotton Frill Hem Jacket, at Marks and Spencer
Smart and stylish, this pure cotton jacket is tailored to fit and flatter. A great choice for work

DeLonghi Icona Kettle - Silver, at M&S
1.7 litre capacity Rapid boil 3kW cordless kettle Stylish silver finish 360 swivel base with cord storage Water level indicator Auto shut-off when water begins to boil Removable, washable scale filter Cord storage Non slip feet This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Bold Stripe Shirt, at Marks&Spencer
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a striking stripe print

Wedding Garter, at Marks & Spenser
1 x garter Approx size: Un-stretched: 340mm circumference Approx size: Fully stretched: 660mm circumference

M&S 10m Phone Extension Cable, at Marks and Spencer
10 mtrs Standard telephone fittings This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Portfolio Pure Cotton Broderie Tunic, at Marks & Spencer
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Bourgogne Pinot Noir 2007 - Case of 12, at MarksandSpencer
Style: Medium bodied Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Swimming Briefs, at Marks & Spencer
Practical and fashionable, these swimming briefs give a comfortable, flattering and secure fit

Age Defence Hydrating Day Cream, at Marks and Spencers
Especially formulated to help delay the first signs of ageing Triple action complex to trap essential moisture and hydrate Creatine, Orange extract and Vitamin C brightens your complexion Replenishes your skin with vitamins, and essential moisture Suitable for all skin types Hypoallergenic 50ml

Dry Creek Fumé Sauvignon Blanc 2007 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: USA Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Everyday Wear False Nail Set, at Mark & Spensers
24 nails Adhesive Cuticle Stick Natural everyday length Comfortable fit Long lasting wear

High Peak® Mummy Sleeping Bag, at Marks&Spencer
This High Peak sleeping bag is ideal for camping trips or for sleepovers at your friends. This sleeping bag features a mummy-style design that gives you a perfect snug fit and keeps you warm

Saint Bris Sauvignon Blanc 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Luxury Flat Front Micro Stripe Trousers, at M&S
Add a smart dimension to your formal wardrobe with these single pleat trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

Pastel Glitter Spots Roll Wrap, at Marks n Spencer
1 roll wrap Approx size: 150 x 70cm

Classic Chocolate Rose Cake, at Marks & Spencer
Serves 144 Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Cake weight 5.45kg. Can be eaten up to 5 days after collection Chocolate cake: A rich chocolate cake filled with milk chocolate ganache. Cake weight 5.45kg. Can be eaten up to 5 days after collection Choose from milk chocolate or white chocolate icing Set of three cakes: Small diam 15cm, Medium diam 20cm, Large diam 25cm Total cake height: 26.5cm (each tier H6.5cm) Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 59 of the Food to Order brochure Order by 5pm to collect in 21 days Available for collection in the majority of our UK mainland stores

All Whites Welcome Mix - Case of 12, at Marks and Spencer
2 Pinot Grigio Trentino 2008: A delightful example of Pinot Grigio from the cool foothills of Trentino in northern Italy... 2 Spinsanti Chardonnay 2008: An elegant and refreshing, lightly oaked Chardonnay from the Mendoza region of Argentina... 4 Domaine de L'Arbre Blanc 2008: A deliciously fruity Mediterranean white from the sunny South of France... 4 Aldea White 2008: This fruity, unoaked white wine is bursting with flavours of pineapple, apricot and aromatic herbs... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Little Acorns Christening Invites - Pack of Ten, at Marks n Spencer
Cover text: Christening Inside message: Would like to invite.....to the christening of.....on.....at.....time.....RSVP..... 10 cards, 1 design Approx size: 120 x 120 mm

Lichfield 5-Drawer Wide Chest & 2 Bedside Chests Set, at Marks & Spencers
5-drawer wide chest: H90.5 x W116.5 x D50cm Bedside chests: H60 x W50 x D50cm 5-drawer chest has 3 top drawers and 2 wide drawers Bedside chests have 3 drawers Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Chino Shorts, at Marks and Spencers
A smarter take on a casual relaxed look, these pure cotton cargo shorts feature front pockets. A fashionable, easycare style

Mix Bubble Hi Ball Glass, at MarksandSpencer
Bubble design H14cm 45cl, Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.