There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Besides Marks&Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

4 Lemon Soufflés, at Marks and Spenser
Order by 5pm to collect in 5 days 4 Souffls Serves 4 Not suitable for nut allergy sufferers 4 x 80g Available for collection in the majority of our UK mainland stores As featured on page 47 in the food to order brochure

Maternity Pure Cotton Pintuck Top, at Marks and Spenser
Fashionable and modern, this pintuck top is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Wild Roses Gift Card, at Mark & Spensers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Secret Support™ Cotton Rich Lace Trim Camisole, at Marks & Spenser
Flattering and feminine, this soft camisole is made with Secret Support™ which gives gentle support and a flattering, defined shape. Relax in style and comfort

Cotton Rich Long Sleeve Stripe Jumper, at Marks & Spencer
Soft and comfy, this cotton rich jumper is outstanding value. A fashionable easycare style

Lotus Flower Scented Filled Candle, at Marks & Spencers
Glass holder Lotus flower fragrance Burns upto 4 hours, Manufacturer: Marks & Spencer

Painterly Floral Mum 70th Birthday Card, at Marks & Spensers
Cover text: Happy 70th Birthday Mum, Life's a little happier, A little sweeter, too, A little more delightful, All because of you! Inside message: Have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Antony Bear Duo Multipack of Cards, at Marks & Spencer
Cover text: Design 1: Dear..., Design 2: blank Inside message: blank for your own message Pack contains: 8 cards, 2 designs Approx size: 138 x 138mm

Travel Stamp Swim Shorts, at Marks & Spencers
Colourful and modern, these drawstring shorts fit comfortably and securely. A practical and stylish choice

Catarratto Inzolia 2008 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: 50% Catarratto and 50% Inzolia Country of origin: Italy Closure: Synthetic closure Alcohol by volume: 12.5% vol. You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portfolio 2 Tone Wide Leg Trousers with Linen, at Marks and Spenser
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

2 Piece Pure Cotton Floral Print All-In-One Suit, at Marks & Spenser
Cute and practical, this 2 piece suit features a floral design. The soft cotton fabric will keep her comfy and the popper fastenings are great for fuss-free changes

Per Una 3/4 Sleeve Knitted Top with Angora, at Marks and Spencer
An elegant 3/4 sleeve top with fluffy angora featuring chiffon neckline panel

Girls' Limited Cotton Rich Skinny Jeans, at Marks and Spencers
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Enamel Garlic Pot, at Marks and Spenser
Detachable lid with handle 'Garlic' motif Dimensions: H13 x Diam 10cm, Manufacturer: Marks & Spencer

M&S 42'' Full HD LCD TV, at Marks & Spencers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 42 inch flat screen, 1920 x 1080 pixels Contrast Ratio: Dynamic Contrast Ratio 10000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H72.5 x W102.5 x D33cm Sound: Nicam stereo Connectors: 3 HDMI, 2 Scart 24fps: Shows images at 24 frames per second - just like a real cinema screen Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Dressing Table Gift Card, at Marks and Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Kodak Zx1 Pocket Video Camera, at Marks & Spensers
Sensor type: 1 / 4.5type 1.6 MP CMOS Lens: 4.1 mm, f/2.8, fixed focus Zoom: 2X digital Display: 2.0 in. LCD Storage: 128 MB internal memory*, SD/SDHC card expansion slot Focus system: fixed Focus modes: normal Focus range: 27.6 in. (70 cm)infinity White balance: auto Video capture: H.264 (MOV), AAC LC Video quality: HD60: 720p at 60 fps16:9; HD: 720p at 30 fps16:9 (default); VGA: 640 4804:3 Still format: JPEG Picture quality: 3 MP (stills, interpolated) Playback mode: FF & REW: 2X, 4X, 8X, 16X; slow motion FF & REW: 1/2X, 1/4X, 1/8X, 1/16X Microphone: mono Speaker: yes I/O interface: USB 2.0 (high speed); HDMI output; AV output; DC in; SD/SDHC card slot Tripod mount: 1/4 in. standard Power: KODAK Li-Ion Rechargeable Digital Camera Battery KLIC-8000; KODAK Lithium Digital Camera Battery CRV3; (2) Ni-MH Rechargeable Batteries; (2) Alkaline Batteries; DC-in for 5 V AC Adapter Dimensions: 5 11 2cm Weight: 90g (without batteries) Package contents: KODAK Zx1 Pocket Video Camera; (2) AA Pre-Charged Ni-MH Rechargeable Batteries; Battery charger; HDMI, AV, and USB cables; Wrist strap; Camera pouch; Designer cover; User Guide; On-camera software: ARCSOFT MEDIA IMPRESSION Software for Kodak (PC only) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Coin Detail Straw Holiday Bag, at Marks & Spensers
Stylish and useful, this shopping bag features a straw design. A practical and fashionable accessory

4 Disney Princess Books, at Marks & Spencers
These enchanting Disney Princess board books bring all the magic of the classic Princess stories to young children. Including interactive questions about the story and beautiful illustrations, these books are sure to become favourites for parents and children alike.

Extra Large August Bouquet, at Marks & Spenser
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses. Includes 100% more blooms than the standard August bouquet Available for delivery from 1st to 29th August 2009

Domaine Bastides d'Eole 2007 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Grenache, Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Longline Stripe Jersey Vest, at Marks and Spencer
This sleeveless vest will make a useful addition to your wardrobe. It features a pretty stripe print for a stylish casual look

Die Cut Handmade Flowers Anniversary Card, at Mark & Spensers
Cover text: Happy Anniversary with love Inside message: Blank for your own message Approx size: 175 mm x 125 mm

Thelema Shiraz 2004 - Case of 6, at Marks and Spenser
Style: Dry Grape variety: 100% Shiraz Country of origin: South Africa Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Enclos Des Pins Merlot 2008 - Case of 12, at Marks and Spencer
Style: Medium dry Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Woven Check Design Shirt, at Marks & Spencer
For casual elegance, you can't beat this woven nehru neck shirt. A great value cotton essential

Crackle Ceramic Table Lamp, at M & S
Cracked effect Fabric shade Diam 23.5 x H33cm Bulb: GLS 822 60W & energy saving equivalent This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Linen Blend Short Sleeve Shirt, at Marks and Spencer
Relaxed casual style for less! This cotton and linen shirt is outstanding value

In Bloom Honeysuckle & Jasmine Foaming Bath Elixir, at Mark's & Spencer
Honeysuckle and jasmine fragrance Moisture rich Foaming bath elixir 200ml This product is not available for international delivery. Find out more

When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."