Besides Marks and Spencer Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M+S are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Home Insurance than you will anywhere else, and you may even pay less with M&S.

Ingredients Mango Body Butter, at Marks & Spensers
Mango scented 200ml

Orchard Fruits Pot Pourri Bag, at Mark & Spensers
Scented pot pourri 25 x 9cm, Manufacturer: Marks & Spencer

Pure Cotton 3/4 Sleeve Stripe Top, at Marks&Spencer
For casual elegance, you can't beat this stripe crew neck top. A great value cotton essential

3 Pairs of Collezione Diamond Socks, at Marks & Spencers
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

3D Folding Jungle Scene Birthday Card, at Marks and Spencer
Cover text: A Birthday riddle: What kind of animals should be invited to a really fun birthday? Inside Message: Party Animals! Happy Birthday! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150mm

Petite Sleeveless Seam Dress with Belt, at Mark's & Spencer
Get this season's look with this gorgeous belted dress. It's fashionably styled with seam detail. Specially designed and perfectly proportioned for the petite frame

Collezione Apron Lace Up Shoes, at Marks and Spencer
Square toe Lace up Apron stitch detail Eyelets Block heel

Easycare Long Sleeve Satin Stripe Shirt, at Marks and Spencer
Woven in a no-fuss easycare fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Granddaughter Tiny Fairies Cupcake, at Marks and Spencer
Cover Text: A Sweet Birthday Wishes for a very Sweet Granddaughter Here's a Birthday Greeting, To someone who is so sweet, Hope your very special day, Turns out to be a treat! Inside Message: have a lovely birthday Approx Size: 114mm x 228mm

Hanging Bag & Cosmetic Purse Set, at Marks & Spenser
2 piece set Hanging bag with multi compartments Cosmetic purse with zip fastening Plain

Luxury Pure Cotton Non-Iron Shirt, at Mark & Spencers
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Platinum Plated Princess Eternity Ring, at M+S
Platinum plated Diamant detail

Per Una Roma Wide Leg Trousers, at Marks & Spencer
A modern wide leg pair of trousers featuring a tab waistband feature with tonal square button

All Over Lace Embroidered Underwired Bra, at MarksandSpencer
A pretty and practical bra for everyday use, adjustable straps and added stretch translate into a comfortably secure fit whilst lace embroidery provides a sophisticated finish

Portfolio Cross Over V-Neck Top, at Marks&Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Pure Linen Short Sleeve Shirt, at Marks and Spencer
Comfortable and versatile, this pure linen short sleeve shirt is a classic style, perfect for warm days

Rosina Armchair, at Marks & Spencer
H82 x W92 x D97cm Seat H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

3 Tea Light Holders, at Marks and Spencer
Set of 3 Crystal cut design Dimensions: H4 x Diam 8cm, Manufacturer: Marks & Spencer

Ivory Leather Small Wedding Photograph Album, at Marks and Spencer
Album and gift box 105 glue dots 700Mb CD-R Album: H155 x W200 x D33mm Box: H168 x W215 x D40mm

Petite Cotton Rich Straight Leg Jeans, at Marks and Spencer
A wardrobe essential at a great price, these straight leg denim jeans are outstanding value. Stock up on style!

Test Item Name 1, at Marks and Spencer
Release Date: 2008-10-23, Rating Suitable for 15 years and over,

Handy Manny Repair Shop Sticker Book, at Marks and Spencer
Can you help Handy Manny and his trusty tools to fix-it right? Join all your favourite characters at Manny's Repair Shop for hours of fun activities - including spot-the-difference, sticker jigsaw puzzles and more! Handy Manny is the perfect guide to simple problem-solving activities

Apple Design Mug, at Marks & Spencers
Apple design Slim handle, Manufacturer: Marks & Spencer

Animal Print Cardigan, at Marks & Spencers
Fun and fashionable, this cotton blend cardigan features an animal print design. A cute, practical and easycare style

Sheer Suspender Belt, at Marks and Spenser
Stunningly stylish, these glamorous suspenders look and feel luxurious

Stitch Detail Leather Gloves, at Marks and Spencer
Stylish and practical, these luxurious gloves are made from soft leather

Per Una Stripe Bikini Bottoms, at Marks and Spencers
A stylish low rise pair of bikini bottoms featuring a stripe print design

Dualit Hand Mixer - Cream, at Marks and Spenser
5 speed settings 300 Watt heavy duty professional motor Unique retractable power cord storage Soft Touch mark-resistant finish, with Soft Touch easy grip handle Beater ejector unit Includes 2 multi-purpose oversize flat beaters, 2 dough hooks & 1 balloon whisk Integral plug storage Dimensions: H30 x W18 x D6.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Copper Base Frying Pan, at Mark's & Spencer
Stainless steel for maximum durability and shine High performance copper base for even heat distribution Triple layer non-stick coating Riveted handles with silicone inserts for comfort and safety Diam: 24cm Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

Autograph Puccini 2 Seater Sofa, at Marks & Spencer
H66 x W166 x D80cm Seat H22.5cm Aluminium frame Suitable for all-weather use Includes plain seat pad Handwoven synthetic rattan This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."