M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Handcrafted Fabulous Mum Mother's Day Card, at Marks&Spencer
Cover text: To my Fabulous Mum On Mother' Day Inside message: With all my love Approx size: Unfolded: 178 x 126mm

Older Boys' Cotton Rich Long Sleeve Ben 10™ Pyjamas, at Marks and Spencer
A must for fans of Ben 10, these pyjamas features the popular character

Per Una Pure Wool Baker Boy Hat, at Mark & Spensers
Add a cute contemporary finishing touch with this flattering flower detail baker boy hat.

Blue Harbour Classic Quilted Heritage Jacket, at Marks & Spensers
A contemporary design makes this jacket a fashionable choice

To The Happy Couple Paper Flowers Wedding Card, at Marks & Spencers
Cover text: To the Happy Couple Inside message: Hope you have a wonderful wedding day Approx size: Unfolded: 150 x 150mm

Big Brother Star Medal Card, at Mark & Spensers
Cover text: I'm a BIG Brother!, For a special big Brother Inside message: Hello my new big Brother! I'm very glad you're here, A Brother to look up to, And grow with every year. Someone to keep me safe, And someone to play with too, Of all the Brothers in the world, I'm glad that I've got you! Approx size: 215 x 150mm

Collezione Pure Wool Single Breasted 2 Button Jacket, at Marks & Spensers
Italian tailoring is renowned for its sophisticated style. Each collezione jacket is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Limited Collection Floral Brazilian Knickers, at Marks&Spencer
Fabulous and fun, these comfortable Brazilians are part of our Limited Collection lingerie. They're made from a soft stretchy fabric, and the scooped front and back give a shapely modern fit. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Crease Resistant Single Pleat Trousers, at Mark's & Spencer
Stay smarter for longer with these innovative crease resistant trousers

Clasp Fastening Mixed Charm Bracelet, at Marks n Spencer
Clasp fastening Adjustable length Mixed charms

High Impact Underwired Sports Bra, at Marks & Spencer
Comfortable and secure, this high impact sports bra gives firm, gentle support for active wear

Collezione Pure Silk Mixed Stripe Tie, at Marks and Spencers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Pure Cotton Water Repellent Hooded Parka, at Mark's & Spencer
Relaxed and stylish, the parka has become a fashion essential. This easycare version is finished with a lined hood

Autograph Modal Blend Short Sleeve Henley Neck Top, at Marks and Spencers
Whether you're heading for bed or relaxing at home, this comfortable modal blend pyjama top is great for chilling out in style. Mix and match with our pyjama bottoms

50th Glamorous Dress Birthday Card, at Marks and Spencer
Cover text: 50 Inside message: Have a wonderful birthday Approx size: 126 x 174mm

Dual Colour Strap Tankini Top, at Marks & Spensers
Fresh and pretty this flattering twin strap tankini is designed in the latest shape. Make a splash!

2 Older Girls' Heart Trim Crop Tops, at Marks and Spencer
Cute and comfortable, these comfy crop tops make a great way of getting girls used to the idea of wearing bras

Autograph Weekend Pure Cotton Self Stripe Shirt, at Mark & Spensers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Wood Photo Frame with Mount 13 x 18cm (5 x 7"), at Marks & Spensers
Rectangular shape Removeable mount card H29 x W24cm Aperture: 5 x 7in, Manufacturer: Marks & Spencer

Aluminium 24cm Frying Pan, at Mark's & Spencer
Grey aluminium design Triple layer non-stick finish Even heat distribution Diam 24cm, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Pintuck Shirt, at Marks and Spencer
This fashionable long sleeve shirt is made from pure soft cotton that looks and feels great. Modern styling pintuck front detail gives it a cool contemporary edge

Essential Pure Cotton Plain Towel, at M&S
Face: L30 x W30cm Hand: L90 x W50cm Bath: L120 x W70cm XL bath: L140 x W100cm Each towel must be purchased individually, Manufacturer: Marks & Spencer

Handmade Character 30th Card, at Marks and Spencers
Cover text: You're 30 Inside message: Happy Birthday! 178 x 125mm

Silver Plated Abalone Tri-Strand Necklace, at Marks and Spencer
Tri-strand design Abalone nugget Assorted multifaceted beads Length: 41cm This product is not available for international delivery. Find out more

Easy Vegetarian Baking, at Marks and Spenser
Perfect too cook up after a hard day at work, these easy bake vegetarian recipes are not only simple and quick, but they're fresh, delicious and healthy. There are meals for on-the-move, chill-out sessions and snacks for you to enjoy

Indian Summer Leaf Embroidered Cushion, at Mark's & Spencer
L50 x W50cm Square Leaf embroidered design, Manufacturer: Marks & Spencer

Per Una Pure Cotton 3/4 Sleeve Blouse with Necklace, at Marks and Spencer
A colourful 3-piece combination in pure soft cotton featuring a 3/4 sleeve blouse and necklace with a matching camisole

Pocket Sprung Nursery Mattress, at Marks and Spencer
L140 x W70 x D15cm Spring count: 264 Pocket sprung for excellent support Cot bed not included Hygienic, moisture-resistant covering Suitable for the feet-to-foot sleeping position recommended by health professionals Fully conformed to current safety standards We recommend you ensure it is the correct size for the cot and that any gaps at the sides and ends are less than 3cm Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Firm Control Lace Trim Body, at Marks and Spencer
Providing essential support in all the right places. Smooth and sculpt your figure with the firm control incorporated into the design of this easy to wear body

Tallarook Marsanne 2006, Central Victoria - Case of 6, at Marks n Spencer
Style: Dry, rich and full-bodied Grape Variety: Marsanne Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.