There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Pure Cotton 3/4 Sleeve Stripe Top, at Marks and Spencer
Smart and stylish, this 3/4 length top is made from cool comfortable cotton and features a stripe design

Super Hydrating Body Cream Oil, at Marks&Spencer
Nourishes extra dry skin Olive oil to replenish Glycerin to hydrate Suitable for all skin types 250ml

Lucy Shoe Mannequin Jewellery Holder, at M+S
Shoe design Sequin detail Multiple hooks and hoops

Flat Front Navy Stripe Trousers, at Marks & Spenser
Smart and stylish, this suit is outstanding value! It's made from comfortable hardwearing fabric, ideal for everyday wear

16-Piece Cutlery Set, at Marks and Spencers
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons Coloured handles 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more l, Manufacturer: Marks & Spencer

White Spiky Flower Birthday Card, at Marks and Spenser
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 175 x 125mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Pure Cotton Ribbed Waist Combat Trousers, at Marks and Spencers
Fashionable and practical, these combat trousers feature a motif print. Soft cotton fabric and an elasticated waist will keep him feeling comfy

Pure New Wool Plain Polo Neck Jumper, at Marks & Spencers
Made from pure lambswool, this roll neck jumper is irresistibly soft and cosy

Per Una Pintuck Skirt, at Marks and Spencer
A casual knee length skirt in a soft cotton blend featuring a pintuck design

Sliced Stuffed Chicken Breast Platter, at Marks & Spenser
Serves 8 Ready to eat Suitable for freezing 440g As featured on page 17 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Cotton Stripe Short Sleeve T-Shirt, at Marks and Spenser
A practical, casual top in pure cotton featuring a stripe design. A great value easycare style

Cotton Rich Stripe Hooded Top, at M & S
Smart and stylish, this hooded top features a stripe design and heart shape motif

5 Seam Free Low Rise Shorts, at Marks & Spencers
Embrace flattering everyday comfort with the low leg cut and easy to care for fabric of these great value shorts. A fantastic addition to your underwear drawer

Mother's Day Painterly Floral Large Gift Bag, at Marks and Spenser
Contains: 1 gift bag H350 x W270 (at narrowest point) x D120mm

Parisian Chic Shopping List, at Marks & Spencers
Contents: 1 magnetic shopping list (approx. 30 sheets of paper), 1 black ink pen (non refillable) Dimensions: 135 x 255mm

2 Pure Cotton All-in-One Suits & Socks Set, at Marks & Spenser
Cute and practical, this 2 piece suit features a tiger motif and print. The soft cotton fabric will keep him comfy and the popper fastenings are great for fuss-free changes

Automatic Countryman Umbrella, at Marks and Spencer
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Divan Sets - M100+SE END STORE, at Mark & Spensers
Manufacturer: Marks & Spencer

North Coast Pure Cotton Dobby Check Shirt, at Mark's & Spencer
Stylishly smart casual, this short sleeve dobby check shirt is made from pure cotton so it feels soft and comfortable to wear

1001 Little Beauty Miracles, at Marks and Spencer
Providing secrets and solutions from head to toe, Esme Floyd offers short, simple tips to enhance your natural good looks

2 Pure Cotton Assorted Design Pyjamas, at Mark's & Spencer
Cute and comfy, this 4 part set of pure cotton pyjamas featuring 2 tops, full length bottoms and a pair of shorts is an outstanding value

Water Resistant Digital Sports Watch, at Marks & Spencers
Ideal for sports, this stylish watch looks great with casualwear too

Perfect Double Button Wide Leg Trousers, at Marks & Spencer
Wide leg trousers work with boots or heels for a feminine, flattering silhouette. Button detailing gives this pair extra style

Portfolio Petite Basket Weave Dress with Belt, at Marks & Spencer
Fashionable and modern, this dress features a basket weave print. A flattering, stylish look.

Silver Plated Cat's Eye Barrel Necklace & Bracelet Set, at M&S
2 part set Cat's eye barrel stretch bracelet Clasp fastening cat's eye barrel necklace Necklace length 40cm, extendable by 8cm

2 Pure Cotton Truck & Stripe T-Shirts, at Marks and Spenser
Stock up on essential t-shirts with this great value multipack in soft, comfortable cotton. Fashionable, practical and easycare

Flat Front Crease Resistant Trousers, at Marks & Spensers
Stay smarter for longer with these innovative crease resistant trousers

Pure Cotton Short Sleeve Pleated Bow Top, at Marks n Spencer
This short sleeved top will make a useful addition to your wardrobe. It features smart pleated bow design for a stylish casual look

North Coast Pure Cotton Zip Funnel Neck Jumper, at Marks and Spencer
Relaxed and casual, this knitted zip funnel neck jumper is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

Perfect Autograph Silk Rich Pleated Thong, at Marks & Spencer
Glamorous and sophisticated, this figure-hugging string is made from a luxurious silk mix fabric and finished with scallop trim. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.