Besides Marks and Spenser Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks&Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M+S Money. Not least of these is M+S Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Bird Print Flexilite Umbrella, at Marks and Spencer
Brighten up rainy days with this stylish lightweight umbrella

Long Sleeve Thermal Vest, at Marks and Spencers
Soft, warm and cosy, this long sleeve thermal vest is designed to give comfy insulation, perfect for chilly weather

Per Una Wide Leg Bow Waist Trousers, at Marks and Spenser
A smart pair of wide leg trousers in a soft stretch fabric featuring a bow design on the waistband

Per Una Flawless Finish Illuminating Concealer, at Marks and Spencer
Liquid concealer Hypo-allergenic Light diffusing

3D Tuxedo Husband Birthday Card, at Marks and Spencer
Cover text: Husband, All because the lady loves you Inside message: Blank for your own message Approx size: 215 x 150mm

Box Pleat Satin Belted Shirt, at Marks and Spencer
This fab short sleeve shirt features a stunning box pleat design. A sophisticated new look, perfect for this season

Ashbourne Large 2 Seater Sofa AU09 Newness, at Marks and Spencer
Manufacturer: Marks & Spencer

Short Sleeve Thermal Vest, at Marks & Spencers
Soft, warm and cosy, this short sleeve thermal vest is designed to give comfy insulation, perfect for chilly weather

Autograph Square Porcelain Soap Dish, at Mark's & Spencer
H2 x L14 x W9cm Stripe design Square dish, Manufacturer: Marks & Spencer

Silver Numbers 30th Birthday Card, at Marks and Spencer
Cover text: Party 30 Happy birthday Inside message: With love Approx size: 174 x 126mm

Fresh Rose Room Spray, at M & S
Fresh rose scent This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Apple Design Mug, at Marks & Spencers
Apple design Slim handle, Manufacturer: Marks & Spencer

Handcrafted Classic Text Mother's Day, at Marks and Spencer
Cover text: Happy Mother's Day Inside message: With love Approx size: Unfolded: 150 x 150mm

Cotton Rich Multiway Underwired Follow On Bra, at Marks & Spencer
This simply styled great value bra is ideal for everyday wear. It's made from stretchy fabric for a supportive and comfortable fit. Designed as a follow on bra, the unique soft underwiring is perfect for girls who have been wearing our non wired bras for 2 years

Multi Bead & Disc Necklace, at Mark's & Spencer
Interspersed beads and discs Long length Rope chain Necklace length 104cm

Yellow Car Good Luck Card, at Marks & Spencer
Cover text: Good luck Inside message: Best of wishes and luck now and always This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Pure Cotton Spot Print Pyjama Shorts, at Mark & Spensers
Pretty and feminine, these shorts are made from soft breathable cotton for a comfortable night's sleep

Extra Large Outdoor Barrel, at Marks and Spencer
With a vibrant collection of conifer, geranium, lavender, primrose, osteospermum and hedera, this charming planter will brighten any courtyard or patio Available for delivery until 30th September 2009

Collezione Single Breasted 2 Button Jacket with Gilet, at Mark's & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Ridged Waisted Glass Vase, at Marks & Spencer
Handmade Ridged design 2.4kg H35 x Diam 15cm, Manufacturer: Marks & Spencer

LED Light Collection Dragonfly, at M & S
Ideal use for garden lighting Dragonfly design Batteries supplied H4 x W14cm This product is not available for international delivery. Find out more

Floral Mug, at Mark & Spensers
Floral design, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Pearly Cardigan, at Marks and Spenser
A feminine 3/4 sleeve cardigan featuring an open weave knit and button fastening

Blue Harbour Pure Cotton Long Sleeve Pinstripe Shirt, at Marks & Spencer
Relaxed and stylish, this pinstripe shirt is made from pure cotton so it feels soft and comfortable to wear

Gem Ball Pendant Shade, at Marks & Spenser
Faceted beads Ball design Metal frame Dimensions: H30.5 x Diam 30.5cm Bulb: 60W GLS or 11W CFL, Manufacturer: Marks & Spencer

Big & Tall Blue Harbour Pure Cotton Straight Leg Jeans, at Marks & Spencer
Comfortable and stylish, these pure cotton straight leg jeans are outstanding value!

Pure Cotton Long Sleeve Hooded Coat, at Marks & Spencer
Fashionable and practical, this coat is fully lined and features a hood. A comfortable, easycare style

Side Salad Selection, at Mark & Spencers
Serves 8-10 Ready to eat Includes a table-presentable platter (not shown) 725g total weight As featured on page 28 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Ceriso Spot Print Frill Trim Thong, at Marks & Spencers
Glamorous and sexy, this modern string features spot print, lace detail and pleated skirt design. The skirted string style is cute and flattering. Designed for women who want the latest look

Floral Hanging Cosmetics Organiser, at Marks n Spencer
Single handle Floral design 3 compartments Matching mirror Hanging hook Lined

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.