Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Rosina Armchair, at Marks and Spencers
H82 x W92 x D97cm Seat H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Woven Silk Multi Stripe Tie, at Marks and Spencers
Add a luxurious finishing touch with this contemporary multi stripe tie in pure silk

Silver Glitter Spot Luxury Wrap Pack, at M+S
1 x sheet wrapping paper 1 x gift tag 1 x length ribbon Wrap: 685 x 98mm Tag: 115 x 65mm Ribbon: 2m

Glitter Stripe Bedset, at Marks & Spencer
Glitter stripe design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super King Size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Little Oxford English Reference Set, at Mark & Spensers
The Oxford English reference set is the perfect package to help them ace their essays and to prepare for their next exam

Pure Cotton Bird Embroidered Layette Shawl, at Mark's & Spencer
Knitted in pure cotton, this cute bird embroidered layette shawl will keep her warm and comfy. It looks cuddly too!

Dogs Photographic Calendar, at Marks & Spencer
Month-to-view Approx. size: 225 x 390mm

Daughter Photo Kitten Birthday Card, at Marks & Spenser
Cover text: Happy birthday to a purr-fect daughter Inside message: Blank for your own message Approx size: 150 x 150mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Tasmania Pinot Noir 2007 - Case of 6, at Marks and Spenser
Style: Dry, medium-bodied Grape Variety: Pinot Noir Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Crow's Fountain Chenin Blanc 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Chenin Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Foundation Brush, at Mark & Spencers
Handmade Enables you to achieve a controlled light and even coverage

Pol Monnet Brut Champagne - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Pinot Noir Country of origin: France Bottle: 6 x 75cl Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Belt Spinner, at Mark & Spencers
Keep your belts smartly stored with this belt spinner. An essential part of any gentleman's wardrobe

Blue Pencil Pleat Curtains, at Marks and Spencer
Plain Pencil pleat top Dimout coated 66inch width Comes in 54 and 72 inch drop How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Official British & Irish Lions Tie - Pure Silk Woven Multi Stripe Tie, at Marks & Spencers
M&S is the official formalwear supplier to the British & Irish Lions for the squad's summer 2009 tour of South Africa. Share our pride and show your support with this luxurious pure silk, multi stripe tie British & Irish Lions official formalwear supplier - We're proud to be an official supplier to the British and Irish Lions Tour 2009. Click here to see the squad in action with M&S

Hastings 4+2-Drawer Chest, at Marks & Spencers
H119 x W86 x D44cm 6 drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Disney Fairies Jewellery Beads Kit, at Marks n Spencer
Suitable for ages 5+ Includes assorted beads and fairy charms Disney This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Set of 3 Wooden Hair Brushes, at Marks and Spencer
Wooden handle Rounded pins FSC is an independent, non-governmental, not for profit organization established to promote the responsible management of the world's forests FSC Trademark FSC Forest Stewardship Council, A.C. All rights reserved

Funnel Neck Half Zip Fleece Jumper, at Marks & Spencer
Fashionable and practical, this comfortable fleece features a half zip fastening for a stylish modern look

3 Non-Iron Long Sleeve Shirts, at Marks & Spensers
This pack of 3 shirts is great value. A practical and convenient choice, they're easycare and non-iron to save you time. Elasticated cuffs are a feature on shirts up to age 8 to make it easier for young children to dress

Per Una Frill Front Jersey Top, at Mark & Spencers
A fashionable floral print top in soft fabric featuring frill front detail

Stainless Steel Spaghetti Measurer, at Marks & Spenser
Stainless steel with black edges Gives measures for 1/2, 1, 2 and 3 person servings, Manufacturer: Marks & Spencer

Golfer's Choice - Magazine Gift Subscription, at Marks and Spencer
Choose from either Golf World - The premier magazine for committed club golfers Golf World is packed with stars, opinion and the best advice in golf, with cutting edge views and insights from the biggest names or Today's Golfer - Today's Golfer leaves no stone unturned in the quest to bring you the best instruction on earth, including killer tips that will transform your game

Natural Beauty Facial Moisturiser, at Marks and Spencer
100ml Naturally fragranced

Perfect Lightweight Scarf, at Marks and Spencer
Scarves are a chic way to accessorise any outfit. This one in soft striped jersey is perfect for autumn

His and Hers Calendar, at Marks and Spenser
Approx. size: 225 x 390 mm

Vintage Paisley Flexilite Umbrella, at Marks n Spencer
Brighten up rainy days with this colourful lightweight umbrella

4 Pairs of Textured Stripe Socks, at Marks and Spencers
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Autograph Pure Cotton Long Sleeve Shirt, at Marks & Spensers
Stylish and contemporary, this pure cotton shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Autograph Pure Cotton 3 piece Stripe Hooded Outfit, at Marks & Spencers
Fun and practical, this cute 3 piece outfit features a stripe design. It's made from pure soft cotton to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.