M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Lace Trim Midis, at Marks & Spensers
Pretty and feminine, these lace trim midi briefs are extremely comfortable to wear and give good coverage at the front and back

Pinwheel Cushion, at Marks and Spencers
Rectangular shape Embroidered pinwheel design L30 x W50cm, Manufacturer: Marks & Spencer

M&S 15'' HD Ready LCD TV with DVD Player & iPod® Dock, at Marks and Spenser
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 15 inch LCD, 1280 x 800 pixels Contrast Ratio: 400:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Connectors:1 x HDMI input, 1 x scart socket Built-in DVD Player: Plays DVD and CDs Built-in iPod Dock: Plays music and videos from the iPod through the TV and charges your iPod iPod remote Control all iPod functions from the TV remote iPod docking station compatible with Classic 5th & 6th generation, Nano 2nd & 3rd generation, iTouch and iPhone M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042100 to perfectly mount this TV This product is not available for international delivery. Find out more

Kitchen 2 Door Base Unit, at Mark & Spencers
H87.5 x W100 x D52cm Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Linen Suit Jacket, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

2 Pairs of Older Girls' Cotton Rich Assorted Knee High Socks, at Marks & Spensers
Fun and fashionable, these cotton rich knee high socks feature assorted designs

Typhoon Hat, at Marks&Spencer
Keep your cool in this wide brim sun hat, a summer and holiday essential

Farmyard Chase Book, at Marks and Spenser
''Mother Hen is sitting on an egg. One morning she pops off to find some grain to eat, and her egg rolls away - the farmyard chase begins! Horse, Pig, Sheep and Cow all try to help, but what will happen to Mother Hen's precious egg?''

Butternut Squash Terrine, at Marks and Spencer
Serves 14 Ready to eat Suitable for vegetarians 1kg total weight As featured on page 21 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Outdoor Linen Rich Square Mat, at Marks & Spensers
Square shape Contrast trim Plain

5 Lace Front Low Rise Bikini Knickers, at Marks and Spenser
A great value pack, ideal for everyday wear. This pack may contain a mixture of designs and colours. See Click for zoom and other views

Organic Vegetable Selection Box, at Marks&Spencer
Order by 5pm to collect in 5 days Contains a minimum order of 8 seasonal vegetables, subject to availability May include: carrots, cauliflower, garlic, onions, broccoli, potatoes, cabbage, spring greens, sweet potatoes, courgettes Available for collection in the majority of our UK mainland stores

Per Una Faux Snake Skin Satchel Bag, at Marks & Spencers
A bold buckle makes this fashionable faux snake skin satchel bag even more special. Give your look the Per Una twist!

Autograph Tassel Necklace Made with CRYSTALLIZED™ - Swarovski Elements, at Marks and Spencer
Clasp fastening Adjustable length Tassel design Made with CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Anthony the Bear Thank You Teacher Card, at Marks and Spencer
Cover text: To a Special Teacher! Inside message: Thank you! Approx size: 178 x 126mm

Anti-Allergy All Season Duvet, at M&S
Endorsed by the British Allergy Foundation Proven protection wash after wash Perfect for use with our range of anti allergy duvets, pillows and protectors Easycare fabric Available in 4 sizes, Manufacturer: Marks & Spencer

Belgravia Chair, at Marks & Spenser
H95 x W83 x D86cm Seat H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Back cushion made from fixed foam Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Ascari Bedstead - King Size (5ft), at Marks & Spenser
H107 x W248 x D162cm Underbed: H12cm (all dimensions are approximate) Scroll bedhead Hand tied button detail Mattress sold separately All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Limited Collection 3/4 Sleeve Snake Print Cardigan, at MarksandSpencer
This cardigan is part of Limited Collection's Sahara City trend. Wild and natural with a slick cosmopolitan edge, this trend features modern graphic prints, statement pieces and a warm colour palette

Per Una Cotton Rich Belted Jeans, at Marks & Spencer
A fashionable pair of bootleg jeans in stretch cotton featuring a curved buckle belt

Older Girls' Tatty Teddy Pure Cotton Mule Slippers, at Marks n Spencer
Mule style Round toe Slip on Flat sole Tatty Teddy motif Carte Blanche Greeting Ltd 2005

Autograph Tile Cushion with Silk, at Marks and Spencer
Rectangular shape Tile pattern Stitch detail Lined, Manufacturer: Marks & Spencer

4 Maxim Short Tumblers, at Marks n Spencer
Pack of 4 H8.5cm 30cl, Manufacturer: Marks & Spencer

Urbino 2-Seater Sofa, at Mark & Spencers
H92 x W185 x D102cm Seat H48cm, arm H69cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Available with fixed cushion covers only Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

5 °Climate Control Cotton Rich Assorted Slips, at Marks & Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Autograph Pure Wool Single Breasted 1 Button Stripe Jacket, at Marks & Spencer
The only choice for the sharp dresser: Autograph's stylish designer-quality collection boasts the finest fabrics and closest attention to detail for an impeccable contemporary look

Antares Luggage Large Rollercase, at M & S
Free 5 year guarantee A smart option for travel, the wheeled design and retractable pull handle offer easy mobility no matter where you are in the world. A zip fastening helps keep your belongings secure

My Fab Friends Activity Book, at Marks & Spensers
Everyone loves having fun with their friends! With colourful friend-filled activities, this book is perfect for fun-loving girls. Plus, it includes fab hair accessories for her and her friends to enjoy

Blue Harbour Funnel Neck Fleece Gilet, at Marks & Spencer
Relaxed and cosy, this fleece gilet makes a warm and comfortable extra layer

Autograph Flat Front Charcoal Stripe Trousers, at Marks and Spencers
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spencers insurance products in document format too.