There are lots of ways to save money using M&S Money. Not least of these is Marks & Spensers Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Besides Marks and Spenser Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Lightweight Check Design Tassel Scarf, at Marks n Spencer
This sophisticated check design scarf is the perfect accessory to this season's fashions. The tassel edges add a stylish finishing touch

Corbières 2007 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Mixed Red Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Granddaughter Tiny Fairies Cupcake, at Marks & Spenser
Cover Text: A Sweet Birthday Wishes for a very Sweet Granddaughter Here's a Birthday Greeting, To someone who is so sweet, Hope your very special day, Turns out to be a treat! Inside Message: have a lovely birthday Approx Size: 114mm x 228mm

Older Girls' Butterfly Flip Flops, at Marks and Spencer
Round toe Flat sole Butterfly design Toe post design

Pure Silk Multi Stripe Tie with Stain Defence™, at Marks&Spencer
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Pure Cotton Long Sleeve Graphic T-Shirt, at Marks and Spenser
A casual contemporary street style, this mock layered t-shirt features a graphic print. The soft cotton fabric makes it comfortable, practical and easycare

James Last - The Legend CD, at Mark's & Spencer
Album, Marks & Spencer

Lilac Cherry Blossom Medium Gift Bag, at M & S
1 gift bag Approx size: H260 x W180 (at base) x D120 mm

Heritage Collection - Floor Lamp, at Marks and Spencers
Conical pleated shade Glass bauble stem Antique brass effect Round chunky base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Organic Pinot Grigio 2008 - Case of 12, at M+S
Style: Dry Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Chronograph Circular Face Watch, at Mark's & Spencer
Round face Chronograph detail Analogue Wind-up mechanism

Pure Cotton Turn Up Jeans with Belt, at Marks & Spenser
Turn up feature gives a modern twist to these fashionable jeans

Garden Bin & Scoop Set, at Marks & Spenser
Garden tidy bin Collapsible design 2 leaf collectors Lightweight, Manufacturer: Marks & Spencer

Limited Collection Modal Blend Lace Trim Shorts, at Marks & Spencers
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from modal blend and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Ombre Jacquard Bedlinen Set - Duck Egg, at Marks & Spencers
Leaf jacquard pattern Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in)and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

4 Pairs of Birdseye Assorted Socks, at Marks and Spencers
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Classic Rose Ballet Pumps Slippers, at Marks and Spencer
Treat your feet to the warm comfort of these ballet slippers. They're a terrific option for lounging around the home in cosy style

3 Cotton Rich "Lightning McQueen" Trunks, at M&S
A must for fans of Cars, these cotton rich trunks feature Lightning McQueen

Belkin Wireless G Modem Router for ADSL Broadband, at Marks & Spencers
Share your broadband ADSL connection wirelessly Transfers data at up to 54 Mbps using the 2.4 Ghz band Allows you to connect to ADSL Internet access (analogue, so not ISDN) and share your highspeed connection, data files and network peripherals without wires Built-in Modem Compatible with 802.11b and 802.11g devices Comes with Set-Up Wizard and latest wireless security features Features advanced security including WPA Pre-Shared Key, WPA (Radius Server), 128-bit WEP, and 64-bit encryption Protects your network from outside intrusions by hackers using NAT and SPI firewalls Manufacturer's Lifetime Warranty and free Tech Support Package Includes: ADSL, ADSL2, ADSL2+ Modem with Wireless G Router, RJ11 Phone Line Cord, RJ45 Ethernet Networking Cable, ADSL In-Line Filter, Power Adapter, User Manual CD, Quick Installation Guide System Requirements: Active ADSL connection with RJ11 (via filter), At least one computer with an installed wireless network interface card or adapter, TCP/IP networking protocol installed on each computer M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Butterfly Embroidered Bed Set, at Marks & Spencer
Includes single duvet cover and 1 pillowcase in fabric bag Duvet cover: L198 x W137cm Pillowcase: L76cm x W48cm Embroidered butterfly design Ruffle trim Sequin detail, Manufacturer: Marks & Spencer

Autograph Older Boys Diamond Check Tie, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Boys' Cotton Rich Jogging Bottoms, at Marks and Spencer
Relaxed and comfortable, these casual joggers are made from soft cotton with a stretch waist. A practical easycare choice, ideal for PE

Indian Summer Stripe Shower Curtain, at M&S
Bold stripe design, Manufacturer: Marks & Spencer

PS3™ 80GB with Pure & Tomb Raider Games Bundle, at Marks and Spencer
Bundle includes PS3 80GB console and 2 games: Pure & Tomb Raider Game 1: Pure - Thrill seekers will be racing against skilled rivals and performing gravity defying aerial tricks in Pure, an extreme sports off-road racing video. Pure takes off-road racing to a new level. Featuring vertigo-inducing massive aerial jumps and spectacular airborne tricks in photo-realistic real-world locations all over the globe, Pure delivers heart-pounding experiences unique to the genre Game 2: Tomb Raider - The first lady of gaming returns in Tomb Raider - Underworld with her deepest and darkest adventure yet. Ostensibly searching for the mythical hammer of the Norse god Thor, the real draw of the game is exploring the underworlds of multiple different cultures 80GB HDD for storing games, music, videos and photos High-Definition Blu-ray player for the best movie experience Internet ready with built-in Wi-Fi Two USB ports HDMI output for 1080p resolution (cable sold separately) Plays DVDs and CDs Cell Broadband Engine advanced microprocessor DUALSHOCK3 wireless controller Free PlayStationNetwork membership AC power cord AV cable USB cable Console dimensions: W32.5 x H9.6 x L27.4cm Please note: User responsible for all applicable Internet fees. Some services or features may require additional fees. Video output in HD requires cables and an HD-compatible display, both sold separately. Copy-protected Blu-ray video discs can only output at 1080p using an HDMI cable connected to a device that is compatible with the HDCP standard. HDMI cable not included

Formal Square Buckle Belt, at Marks and Spenser
Add a smart finishing touch with this leather square buckle belt

BT Granite DECT Cordless Telephone with Answering Machine, at MarksandSpencer
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Fully GAP compatible (register up to 5 handsets) 100 name and number directory 30 number calls list 20 number redial list SMS Text messaging Handsfree Call timer Conference call 10 hours talktime, 100 hours standby Up to 12 minutes recording time for the answering machine Call screening 15 ringtones Base: 260g Handset: 76g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

King of the Jungle Dad Birthday Card, at Marks & Spenser
Cover text: Dad, you're my king of the jungle! Inside message: Have a great day! Approx size: 215 mm x 150 mm

Simple Lily Sympathy Card, at Marks & Spencer
Cover text: With Sympathy Inside message: Thinking of You This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Pure Cotton Trench Coat, at Marks and Spencer
This trench coat is a chic, timeless piece featuring a flattering waist tie and it looks great worn with both smart and casual outfits

Fruit Basket, at Mark's & Spencer
A seasonal selection of high quality fruit Contents may vary seasonally Presented in a wicker basket lined with fabric Basket dimensions: H110 x W350 x D285mm Price includes delivery Available for delivery from 1st April to 30th June 2009 Looking to place a corporate bulk order? Please call 0845 6020602 This product is not available for international delivery. Find out more

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks n Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.