Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

16-Piece Cutlery Set, at Marks & Spencer
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons Coloured handles 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more l, Manufacturer: Marks & Spencer

Perfect Autograph Weekend Satin Honeycomb Print Pyjama Bottoms, at Marks and Spencers
Loungewear goes glamorous with these gorgeous pieces in slinky satin and soft modal. Who needs to get dressed, anyway ?

Côtes du Rhône Les Closiers 2007 - Case of 6, at Marks and Spencer
Grape variety: 65% Grenache, 35% syrah Country of origin: France Closure: Natural Cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Silk Multi Check Tie, at Marks and Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Burra Brook Merlot 2007 - Case of 12, at Marks and Spencers
Style: Medium bodied Grape variety: Merlot Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

National Parks Of Britain by Role Smith, at Marks&Spencer
Fascinating and wonderful. Every lover of the British countryside should have this book

Blue Harbour Cotton Rich Corduroy Trousers, at Marks & Spencer
Relaxed and comfortable, these smart casual cords are made from soft cotton rich fabric.

Mosaic Bathmats, at Marks and Spencers
Mosaic pattern Cotton mats Bathmat dimensions: L80 x W60cm Pedestal mat dimensions: L55 x W50cm Bath mat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Andante Rim Pasta Bowl, at Marks & Spenser
Ideal for everyday use, durable Plain Diameter 23cm, Manufacturer: Marks & Spencer

Gold Plated Abalone Y Design Necklace & Earrings Set, at Marks and Spencers
2 part set Hook fastening abalone drop earrings Y design necklace with intermittent beads

Moscato Freisa Sweet Sparkling Rose NV - Case of 12, at Marks & Spencer
Style: Sweet Grape Variety: Moscato, Freisa Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 6.5% vol. Alcohol units per bottle: 4.9 Alcohol units per 125ml: 0.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Birthday Cake Gift Card, at Marks and Spenser
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Limited Collection Ponte Skinny Jeans, at M&S
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pure Silk Abstract Print Tie, at Marks n Spencer
Add a luxurious finishing touch with this contemporary abstract print tie in pure silk

Great Gadgets Book, at Marks & Spencer
Ever wondered what's going on inside your Xbox? Exactly what happened when you take a digital picture? Or how the internet sends data around the world in a split second? Discover all the secrets of the very coolest modern technology, how it works, how it's made and where it might lead in the future

Blue Harbour Cotton Rich Zip Fastening Hoodie, at Mark's & Spencer
A casual essential, this cotton rich hoodie is extremely comfortable and can be worn layered for a contemporary look

Cornet & Cie Blanc 2006 - Case of 6, at MarksandSpencer
Style: Dry Country of origin: France Grape variety: Grenache Gris, Grenache Blanc, Roussanne, Marsanne, Vermentino Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Office Suite and Internet Security with Back-up Software, at Marks and Spencer
Home Office Suite: Complete office - word processor, spreadsheet, presentation, database, draw, photo album Internet Security: A comprehensive security, anti-virus and backup suite. Protects identity, latest generation anti-virus, award-winning spyware, online fraud protection, anti-spam, parental control, automatic daily updates, backup locally online This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Compact Umbrella, at Marks and Spencer
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Autograph Pure Wool Multi Stripe Trousers, at Marks n Spencer
Fashionable and contemporary, these stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Per Una Cotton Rich Bootleg Denim Jeans, at Marks & Spensers
A fashionable pair of bootleg jeans in stretch cotton featuring belt loops with contrast trim

Pasta Salad with Spinach & Pine Nuts, at Marks and Spencers
Serves 8 Ready to eat 700g Not suitable for nut allergy sufferers As featured on page 27 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Limited Collection Pointed Boots, at M&S
Knee high Stitch detail Plain design Heel height: 49mms Comes in sizes 3-8, including half sizes

M&S 4GB USB Memory Stick, at Marks and Spencer
4GB memory stick Plugs directly into computer's USB port High-speed USB 2.0 compatible Plug'n Play USB interface requires no driver software Includes USB extention cable and neck strap Rubber housing Dimensions: 54 x 19 x 10mm Weight: 10g (approx) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Baby Boy in Box Card, at Marks and Spencers
Cover text reads: Baby boy Inside message: Congratulations on your special delivery! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 127 mm

Autograph Pure Silk Tie, at Marks & Spencer
Add a luxurious finishing touch with this contemporary floral pattern tie in pure silk

4 Large Maxim Wine Glasses, at Marks & Spencers
Pack of 4 Height 23cm 45cl, Manufacturer: Marks & Spencer

Styled Pin Dot Shorts, at Marks and Spenser
Sleek and stylish, these soft stretchy shorts are finished with smooth flat edges, so there are no visible outlines under clothes. The close fit and shorts style give a modern, shapely look. Designed for a streamlined silhouette

Formula Age Repair 4 in 1 Cleansing Wipes, at Marks and Spencer
Enriched with ceramides to replenish and repair your skin Enriched with amino acids to improve radiance Formulated to cleanse, moisturise and refresh without irritating or drying out your skin Suitable for all skin types Hypoallergenic Contains 25 wipes

Petite 3/4 Sleeve Stripe Shirt, at Marks and Spencer
Chic and modern, this 3/4 sleeve shirt is made from a comfortable cotton blend and features a stripe design. Specially designed and perfectly proportioned for the petite frame

M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.