M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides M&S Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Limited Collection Swirl Design High Heel Shoes, at M & S
Round toe Buckle fastening Heel height: 90mm Comes in sizes 3-8, including half sizes

Footglove™ Leather Lace Up Trouser Shoes, at Marks and Spenser
Round toe Lace up Stitch detail Mid heel Heel height: 64mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Long Sleeve Ireland Woven Jacket, at Marks & Spenser
Relaxed, stylish and comfortable, this hardwearing tracksuit features an Ireland motif. A practical easycare style

Congratulations Bar Cake, at M&S
36 portions Sponge Cake: All-butter sponge filled with buttercream and raspberry jam. Can be eaten up to 5 days after collection Cake size: 16 x 33cm 2.4kg total weight Not suitable for nut allergy sufferers As featured on page 67 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Coloured Teardrop Print Roll Wrap, at M+S
1 roll wrap Approx size: 1.5 x 700mm

Older Boys' Holiday Trekking Sandals, at Marks and Spencer
Riptape fastening Contrast trim Flat sole

Elton Sunglasses, at Marks & Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Ribbon Trim Hat, at Marks and Spencers
Keep ahead of the trends with this contemporary ribbon sunhat, an essential look for style in the sun

3 Pairs of Older Girls' Plain Shorts, at M&S
Comfortable, practical and fashionable, this 3 pack of plain shorts makes a great way to stock up on style

Tulsa Love Seat, at Mark's & Spencer
H96 x W137 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Paper Butterflies Someone Special Card, at Marks&Spencer
Cover Text: To Someone Special Inside Message: On Mother's Day Approx size: 178 x 126mm

Lucie Strand Drop Earrings, at Marks & Spencer
Hook fastening Drop style Bead design

Pure Cotton Embroidered Bootleg Jeans, at Marks & Spensers
Embroidered detail gives a pretty twist to these fashionable jeans

Pure Cotton Ditsy Print Mock Layer Top, at Marks & Spencer
Chic and modern, this mock layer top is made from cool comfortable cotton and features a ditsy print

Pure Cotton Candy Stripe Bedset, at Marks & Spencer
Candy stripe design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases, Manufacturer: Marks & Spencer

First Readers The Elves and the Shoemaker, at Marks&Spencer
First readers help beginner readers to enjoy their favourite fairy tales. Sharing the main story and the delightful pictures with your child will develop familiarity with the words and phrases. Your child will soon be ready to read the short, simple sentences on each right-hand page

Cross Dye Quilted Bedcover, at Mark's & Spencer
Stitch detail Contains padded quilting Available in 2 sizes Medium: L150 x W200cm Large: L260 x W265cm, Manufacturer: Marks & Spencer

Autograph Silver-Plated Twig Photo Frame 10 x 15cm (4 x 6"), at Marks & Spenser
Rectangle design Silver plated Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

Blue Energy Deodorising Body Spray, at Marks & Spenser
150ml spray This product is not available for international delivery. Find out more

Linen Blend Origami Design Skirt, at Mark & Spencers
The pretty stitch detail and flattering fit on this cool skirt with linen adds an extra feminine touch to a summer classic

Floral Lace Footsies, at Marks and Spencers
These soft floral lace footsies are designed to hide inside your shoes for extra comfort

Pure Cotton Quick Iron Button Down Oxford Stripe Shirt, at Marks & Spencers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Long Sleeve Hooded Silver Coat, at M & S
Fashionable and practical, this fur trim hooded coat is outstanding value. An easycare style at a great price

Autograph Monroe Storage Bedstead, at Marks&Spencer
Headboard (all sizes): H110cm Endboard (all sizes): H48cm Double bed dimensions: L220 x W150cm Double bed storage space: H17 x L194 x W145cm King bed dimensions: L232 x W165cm King bed storage space: H17 x L204 x W160cm Super King bed dimensions: L232cm x W195cm Super King storage space: H17 x L204 x W190cm Upholstered in dark brown leather Sprung beech slatted base Handles on side of the base to aid lifting the mattress Mattress sold separately Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wax Shoe Polish, at M & S
This traditional wax polish increases water resistance and protects and nourishes leather

Pure Linen Pleated Front Shirt, at Marks and Spencers
Feminine and elegant, this sophisticated linen shirt is beautifully designed and cut for a flattering shape and features a stunning pleated detail

Per Una Short Soft Sleeve Top, at Marks and Spencers
A smart short sleeve top in a soft stretch fabric featuring a scoop neck and ruched detail

Pink Wrapping Accessory Pack, at Marks and Spencers
1 flower sticker 1 blue ribbon 1 pink ribbon 1 pink spotty ribbon Ribbon lengths: 1.5m Bow: 105mm diameter

Harvard Aftershave & Shower Gel Gift Set, at Marks and Spencers
1 x 100ml aftershave 1 x 100ml shower gel

Younger Boys' Transformers Flip Flops, at Marks and Spencers
Flat sole Slip on 'Transformers' design 2007 Hasbro

Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.