Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M+S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days MarksandSpencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Dressing up Butterfly Age 3 Card, at Marks & Spencer
Cover text: Happy Birthday Inside message: Have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future. Approx size: 150 x 150mm

Pure Cotton 3 Piece Long Sleeve check Outfit, at Marks & Spencer
Fun and practical, this cute 3 piece outfit features a check design. It's made from soft cotton to keep him comfy

Sprung-Edge 1 Small & 1 Large Drawer Single Divan & Autograph M500 Mattress - Medium, at MarksandSpencer
Single 3ft: W90 x L190cm Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Divan drawer sizes: 1 x small H15 x W40.5 x D53cm, 1 x large H15 x W78.4 x D53cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer No turn mattress Mattress and divan are anti-allergy, Manufacturer: Marks & Spencer

40 Denier Sheer Opaque Tights, at Marks & Spencer
These comfortable 40 denier opaque tights are made with added stretch and a reinforced toe for durability

PlayStation®3 Virtua Tennis Game, at Marks & Spensers
Includes superstar players from the men's and women's circuit Play as Roger Federer and Wimbledon champion Amelie Mauresmo Create your own tennis star to compete on the world tour 10 brand new mini games Suitable for 3 years and over M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund

Dress Up Best Friends Activity Book, at Marks & Spencer
Open this book and find four new friends inside, all waiting to meet you. Choose stickers to dress them in gorgeous clothes and fun accessories and join in with plenty of giggly, girly fun! With over 300 stickers and extra activities, little girls will love this Dolly dressing sticker book

Pure Cotton Stripe Towels, at Marks and Spencer
Stripe design Comes in 3 sizes, Manufacturer: Marks & Spencer

Autograph Pure Cotton Stormwear™ Bomber Jacket, at Marks & Spencers
Layer on some serious spring style with this cool lightweight jacket, in 4 key shades for the season

Brass Ball 5-Arm Ceiling Light, at Marks and Spencer
Brass effect Ball design 5 arms with voile shades Bulb: 5 x 40W SES or 9W CFL H40.5 x Diam 42.5cm, Manufacturer: Marks & Spencer

Collezione Pure Cotton Twill Stripe Shirt, at Marks&Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Blue Harbour Heritage Pure Cotton Brushed Check Shirt, at Marks n Spencer
Stylishly smart casual, this comfortable shirt looks great dressed up or down

5 Older Girls' Pure Cotton Assorted Bikini Briefs, at M&S
Add some fun, vibrant style to her underwear drawer with the adorable bow feature decorating these soft and easy to care for briefs

Cosmetox Rejuvenating Cleansing Cloths, at Marks and Spencer
Visible results in 4 weeks Suitable for all skin types Hypoallergenic

Red Pepper & Goat's Cheese Puff Pastry Tart, at Marks & Spencer
Serves 4-6 Ready to cook Suitable for vegetarians 400g As featured on page 21 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Collezione Toe Cap Lace-Up Shoes, at Marks & Spenser
Square toe Gusset toe cap stitch Stitch detail Lace-up Block heel

Strawberries & Extra Thick Channel Island Double Cream, at Marks and Spencer
Serves 8 Ready to eat Suitable for nut allergy sufferers Cream: 227ml Strawberries: 1kg As featured on page 53 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Disney's Hannah Montana My Superstar Secrets, at Marks & Spencers
Are you a secret singing sensation like Hannah Montana? Embrace your star destiny with this fabulous pack. Check out Hannah's secrets in the Hannah Montana superstar book. Listen to the red-hot CD and sing along to the tracks. Wear the backstage pass to secure your star-like status. Hang out with the rich and famous to collect signatures for your awesome autograph book

Autograph Weekend Cotton Rich Kickflare Jeans, at Mark's & Spencer
These Autograph Weekend kickflare jeans are cut for a fabulously flattering look. This contemporary style is essential for an effortless weekend wardrobe. Added stretch ensures a comfortable fit

Knitted Hooded Glove, at Marks & Spensers
Keep out the cold in style and comfort with these flattering soft stretchy jersey gloves finished with hooded detail

Pure Cotton Chandelier Embroidered Duvet Cover, at Marks & Spencers
Embroidered chandelier design Comes in single (3ft), double (4ft 6'), kingsize (5ft) and super-kingsize (6ft) Co-ordinate with Supima white plain dye sheets and pillowcases strokes T351720F,T351720S,T351720P,T351720V, Manufacturer: Marks & Spencer

50/50 Bed Linen - Fitted Sheet, at Mark's & Spencer
Single: L190 x W91cm, depth 25cm Double: L190 x W137cm, depth 25cm King Size (5ft): L200 x W152cm, depth 25cm Super King Size (6ft): L200 x W183cm, depth 25cm Plain dye bed linen Plain fabric (no design) Easy to iron Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Bloomin Marvellous with 50% More Roses, at Marks and Spencer
50% more roses when ordering this bouquet for delivery between 21st August to 5th September 2009 This pastel-striped gift bag is packed with a superb selection of roses, chrysanthemums, Asiatic lilies, carnations and hypericum berries Available for delivery from 1st April to 30th September 2009

Text Uncle Birthday Card, at Marks & Spencer
Cover text: To a fantastic uncle Inside message: Have a very happy birthday Approx size: 215 x 150mm

Provence Floral Table Lamp, at Marks & Spencer
Ceramic floral stand Conical fabric shade M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Rio Cluster Pendant Necklace, at Marks and Spencers
Clasp fastening Adjustable length Rio cluster pendant Necklace length 84cm, extendable by 8cm

Silicone Enhancers, at Marks & Spenser
These comfortable and easy to wear silicone enhancers slip into your bra for a realistically and non-surgically improved shape and size

Floral Family Organiser Calendar, at MarksandSpencer
Approx. size: 330 x 430mm

Sprung-Edge Non-storage Divan & F200 Mattress, at Mark's & Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 24cm Divan Height: 41cm Individually pocketed springs Deep layer of memory foam Mattress Spring Count: 930 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Satin Ponte Dress, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

3 Aperture Photo Frame with Mount 10 x 15cm (4 x 6''), at Marks & Spencers
3 identical apertures Long rectangular frame Removeable mount card Aperture: 10 x 15cm (4 x 6in) H26.5 x W47cm, Manufacturer: Marks & Spencer

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.