Besides MarksandSpencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks&Spencer Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Photographic Humour Calendar, at Marks & Spencer
Dimensions: 150 x 400mm

M&S 2-Tier Steamer, at Marks & Spenser
5.6 litre capacity 800 watt 60 minute timer 2 detachable steaming compartments Power indicator Automatic shut-off Dimensions: H39 x D35cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Active Stripe Shell Bottoms, at Marks & Spencers
Perfect for active wear, these quick drying performance bottoms are made from high-performance breathable fabric. They're designed in the latest style for a great fit and essential ease of movement.

Pleated Ribbon Cushion, at MarksandSpencer
Rectangular shape Pleat detail Stripe design L50 x W30cm, Manufacturer: Marks & Spencer

Metallic Glaze Soap Dispenser, at M & S
Metallic glaze design Pump action, Manufacturer: Marks & Spencer

Girls' Limited 2 Piece Pure Cotton Butterfly Top, at MarksandSpencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Slim Fit Flat Front Plain Grey Trousers, at MarksandSpencer
Every man needs a well tailored suit and this one is fantastically priced and fantastically smart too. Whether it's a great value basic, a classic investment piece, or the latest piece for spring

Meccano Road Monsters Mini Buggy, at Mark & Spencers
Suitable for ages 3+ Imaginative play 2 fun models to build and play with Over 50 parts Tools included This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Official England FA File Book, at M+S
Stay on the ball and be on top of your game with this fun football file! Record all your favourite footy stuff and check out profiles of your top England players. Get organised with your cool footy scrapbook and official calendar, so you don't forget those all-important match dates. Share your football adventures with the team and become a true England hero by creating your own dream squad. With this file in hand, you'll be a real England team player

Wool Blend Machine Washable & Tumble Dry Single Breasted 1 Button Tuxedo Jacket, at Marks and Spenser
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Full Brief Lace Shorts, at M & S
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace design and stretchy fabric to create the perfect knickers for day to day wear

Square Neck Hexagon Print Top, at MarksandSpencer
Smart and stylish, this square neck top features a colourful hexagon print. A sophisticated new look, perfect for this season

Barletta Love Seat, at Marks and Spenser
H85 x W132 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Bob the Builder T-Shirt, at Marks and Spencers
Fans of Bob the Builder will love this pure cotton t-shirt featuring the popular character. A practical, easycare style

Autograph Weekend Satin Finish Stripe Nightshirt, at Marks and Spenser
Luxurious and sophisticated, this modern nightshirt is part of our exclusive Autograph Weekend collection. Made from the softest fabrics for the ultimate in comfort, it's beautifully designed and finished

Per Una Pure Cotton Floral Print Pyjamas, at Marks and Spencer
Modern and feminine, these pretty floral print pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Blue Floral With Love Mum Birthday Card, at Mark & Spencers
Cover Text: With love Mum Inside Message: Have a fantastic day Approx Size: 220 mm x 220 mm

Pure Cotton Jersey Woven Pyjamas, at Marks & Spencers
Pretty and feminine, these jersey woven pyjamas are made from soft breathable cotton for a comfortable night's sleep

The Waterfall Knee Length Pencil Skirt, at Marks & Spencer
This chic skirt is a wardrobe essential with a ruffled front making it a striking look for day or night. Pencil skirts flatter your curves and look fabulous with heels and pretty blouses

Portfolio Brushed Moon Ring, at Marks & Spencers
Brushed moon detail

Pure Cotton Spot Print Pyjama Shorts, at Mark & Spencers
Pretty and feminine, these shorts are made from soft breathable cotton for a comfortable night's sleep

Floral Print Swim Shorts, at Marks and Spencers
Sure to make a splash, these colourful shorts feature a floral print. The tie fastening waist helps give a secure fit. Fashionable, practical and easycare

Pure Cotton Embroidered Satin Rose Duvet Cover, at Mark's & Spencer
Embroidered 3 dimensional rose design, Manufacturer: Marks & Spencer

Cross Dye Quilted Bedcover, at Marks & Spencers
Stitch detail Contains padded quilting Available in 2 sizes 150 x 200cm and 260 x 265cm, Manufacturer: Marks & Spencer

My First Rattle & Teether, at Marks and Spencer
Every baby needs a teether to soothe them as they grow. This brightly coloured key ring features 3 fun 'keys'; A for apple, B for bee and C for car! The 'keys' are textured for interest and variety and the key ring features a safe hook and loop attachment to secure the toy to a pram or highchair. With a fun melody and 'beep beep' noise at the press of a button, your child is sure to love this exclusive toy!

Pink Fabric Flowers Birthday Card, at Marks & Spencer
Cover text: Happy birthday Inside message: Wishing you a wonderful day Approx. size: 174 x 126mm

Long Sleeve Hooded Silver Coat, at Marks and Spencer
Fashionable and practical, this fur trim hooded coat is outstanding value. An easycare style at a great price

Gold Plated Tear Drop Earrings, at Mark's & Spencer
Tear drop design Drop style Hook fastening This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Quartz Faux Metallic Wall Clock, at Mark & Spensers
Round face Standard numerals Faux metallic finish H28 x D28 x W2.2cm Weight: 0.5kg, Manufacturer: Marks & Spencer

Petite Linear Colour Block Dress, at Marks & Spencers
Chic and contemporary, this linear dress features a colour block design. A fabulous fashionable look. Specially designed and perfectly proportioned for the petite frame

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.