Besides Marks and Spencers Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from MarksandSpencer are so useful. M+S Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Halterneck Swimsuit, at Mark & Spensers
Feminine and glamorous, this swimsuit is designed to fit and flatter. The halterneck makes it even more stylish

Cotton Blend Plain Cord Trousers, at Marks and Spencer
Flattering and feminine, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely silhouette. Added stretch gives the perfect fit

3 Pairs of Collezione Diamond Socks, at Mark & Spencers
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

Cotton Rich Straight Leg Jeans, at Marks & Spencers
Simple and stylish, straight leg jeans are a modern classic. This pair sits on the waist and are cut to give a sleek flattering shape that's always in style. Added stretch gives the perfect fit and adds a fashionable update

3 Ring Hipster Bikini Briefs, at Marks and Spencer
Glamorous and sophisticated these flattering bikini briefs features a ring belt detail. The ultimate in poolside glamour

Glitter Roses Wedding Card, at Marks and Spencer
Cover text: Wedding Inside message: Wishing you a wonderful day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx. size: 150 x 150mm

Tennis Set, at Marks and Spencer
2 rackets 2 balls Zip fastening case with shoulder strap and mesh ball holder Racket: 690 x 280mm Tennis ball: 210mm Bag: 490 x 280mm 762g This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Blue Harbour Pure Linen Long Sleeve Shirt, at Marks and Spencers
Stylishly smart casual, this long sleeve shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Long Sleeve Multiple Stripe Jumper Dress with Hat, at Marks & Spensers
Fashionable and contemporary, this jumper features a multiple stripe design and comes with a matching hat. A pretty, practical and easycare style

Signature Green Fig Scented Filled Candle, at Marks and Spenser
Glass holder Green fig fragrance Burns up to 40 hours, Manufacturer: Marks & Spencer

Twin Buckle Tote Bag, at Marks n Spencer
Stylish and useful, this tote bag features twin buckles. A practical and fashionable accessory

Les Pierblancs Sauvignon Blanc 2007 - Case of 12, at Mark's & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per 125ml: 1.6 Alcohol units per bottle: 9.4 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Athena Fringe Necklace, at Marks & Spenser
Fringe design Beaded detail Adjustable length Clasp fastening Necklace length: 41cm

Lexington Collection Large Trolley Bag, at Marks and Spencer
There'll be no things that go bump in the night with this easy to transport holdall. Supported by sturdy wheels and a stand-alone feature, its the ideal option for short trips or flying abroad

Petite Knee Length Pleated Skirt with Belt, at Marks and Spenser
Smart and modern, this belted skirt makes a fashionable, flattering choice. Specially designed and perfectly proportioned for the petite frame

Organic Le Bosquet de la Dame 2007 - Case of 12, at Marks & Spenser
Style: Dry Grape Variety: Syrah, Grenache Country: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Chandelier Gift Card, at Mark & Spencers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

First Mummy's Day Card, at Marks and Spencer
Cover text: 1st Mummy's Day Inside message: A Special Day for a Special Mummy Approx size: 150 x 150mm

Autograph Pure Cotton Wide Leg Jeans, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Beers Dad Birthday Card, at Marks & Spencer
Cover text: Happy birthday dad Inside message: Blank for your own message Approx size: 178 x 126mm

Traditional Lace Pull-On Girdle, at Mark & Spensers
A traditional girdle with a high level of support to gently control tummies and shape hips. The perfect foundation for a smooth look

Belgravia Stool, at M+S
H39 x W53 x D32cm (all dimensions are approximate) Seat cushions made from Quallofil Extralife filling Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Solid birch feet with dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Patent Wedge Mules, at Marks & Spencer
Round toe Strap detail Wedge heel Comes in sizes 3-8, including half sizes

Adored Comfort All Over Lace High Leg Knickers, at Marks&Spencer
Soft and pretty, these lace trimmed knickers are made from a soft stretchy blend of modal and cotton

Pure Ramie Short Sleeve Tunic Shirt, at Marks & Spencers
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a stunning pintuck detail

5 Cotton Rich Floral Embroidered High Leg Knickers, at Marks and Spencer
Add a delightfully feminine touch to your everyday underwear drawer with the floral embroidery incorporated into these great value knickers. A high leg and cotton rich weave provides flattering, easy to care for comfort

Pure Cotton Ribbed Waist Combat Trousers, at Marks & Spenser
Fashionable and practical, these combat trousers features multiple pockets. Soft cotton fabric and an elasticated waist will keep him feeling comfy

Grace Side Plate, at Marks & Spencers
Diam: 20.5cm Round Single stripe trim Leaf design Fine China, Manufacturer: Marks & Spencer

Straight Leg Crease Resistant Trousers, at Marks & Spencer
Stay smarter for longer with these innovative crease resistant trousers

3 Pairs of Cotton Rich Assorted Ankle Socks, at Marks & Spencers
Cute and comfy, these soft cotton rich socks feature assorted designs

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.