Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks n Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Butterfly Embroidered Bed Set, at Marks & Spencer
Includes single duvet cover and 1 pillowcase in fabric bag Duvet cover: L198 x W137cm Pillowcase: L76cm x W48cm Embroidered butterfly design Ruffle trim Sequin detail, Manufacturer: Marks & Spencer

Ruby Cup & Saucer - Black, at Mark & Spensers
2 piece set Slim handle stripe cup All over stripe saucer Saucer diam 14.5cm Cup height 5cm, Manufacturer: Marks & Spencer

Younger Boys' Pure Cotton Mr Men Hat, at MarksandSpencer
Fans of Mr Men and Little Miss will love this sun hat featuring Mr Bump the popular character

Stainless Steel Meat Scissors, at Mark's & Spencer
Stainless steel It is a criminal offence to sell scissors to anyone under 18 years of age, Manufacturer: Marks & Spencer

Mens Leather Casual Jeans Belt, at Marks and Spenser
Smart and easy to wear, this casual belt is a fantastic partner for your favourite jeans and chinos

Sprung Edge Divan with 2 Large and 2 Small Drawers, at Marks&Spencer
Layer of springs to provide comfort and support while prolonging the life of your mattress Solid pine frame Sprung edge 2 x large drawers 2 x small drawers Half-width drawers at the head end are designed to open without moving your bedside table All our mattresses and divans are anti-allergy, which means the provide effective protection against dust mite allergies, so you'll have a trouble free sleep H41cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Georgian Antique-Brass Effect Bedstead, at MarksandSpencer
Headboard H136cm Endboard H105cm Single: L195 x W96cm Double: L195 x W145cm King size (5ft): L216 x W160cm Super king size (6ft): L216 x W189cm Antique-brass effect Sprung beach slats to ensure excellent support Mattress sold separately Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Length Linen Blend Pleat Skirt, at Marks & Spensers
Elegant and feminine, this linen blend skirt is designed to fit and flatter. A classic style essential

Bubble Fan, at Marks&Spencer
Bubble solution and dip tray included Double bubble blower Recommended for age 3 to 6 years This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Artificial Orchid in Mirror Bowl, at Marks & Spenser
Artificial orchid Mirror bowl vase No watering required therefore easy care Fresh looking throughout the year Height: 50cm, Manufacturer: Marks & Spencer

Chunky Animal Slab Rope Necklace, at M+S
Button fastening Chunky animal slab Rope necklace Necklace length 48cm

Belle Tour Chardonnay 2007 - Case of 12, at Marks & Spencer
Style: Dry Grape Variety: Chardonnay Country: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pirque Estate Sauvignon Blanc 2007 - Case of 12, at M+S
Style: Dry, medium bodied Grape variety: Sauvignon Blanc Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Adored Comfort Floral Embroidered Non-Padded E-G Bra, at Marks and Spencer
Soft and pretty, this non-padded bra is made from the softest fabric and embroidery, so it feels blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look. Feminine everyday lingerie

Golf Lite Umbrella, at Marks and Spencer
Don't let rain ruin your game, this large umbrella gives great protection from the elements

Linen Miracle™ Flat Front Trousers, at Marks & Spensers
These lightweight flat front trousers are the perfect choice for warmer weather. They're made from a revolutionary crease resistant linen blend. It's easy to iron and doesn't crease like linen but has the same look and feel

2 Pure Cotton Knitted Shorts, at Marks & Spenser
Casual and comfortable, these cotton knee length shorts feature a draw string and stripe design. A great value pack

Baroque Jacquard Duvet Cover, at M&S
Single (3ft) Double (4ft 6in) King Size (5ft) Super King Size (6ft) Abstract baroque jacquard design, Manufacturer: Marks & Spencer

Ankle High Stretch Platform Boots, at Marks & Spencer
Round toe Central seam stitch Stretch design Ankle high High heel

Floral Pendant Necklace, at Mark's & Spencer
Clasp fastening 3 strand necklace Mixed bead design Floral pendant Necklace length: 41cm, extendable by 8cm

Limited Collection Slouch Shoreditch Satchell Bag, at M+S
Fashionable and fabulous, this slouch style satchell is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Pure Cotton Long Sleeve Bold Stripe Shirt, at Marks & Spencer
Smart and stylish, this long sleeve bold stripe shirt is made from pure cotton

Autograph Pure Silk Snake Print Kaftan, at Marks and Spencer
Luxurious and exclusive, this glamorous kaftan is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Ombre Spot Jacquard Bedset, at Marks & Spencer
Co-ordinate with supima natural plain dye sheets and pillowcases strokes T351720F,T351720S,T351720P,T351720V Ombre spot design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super King Size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Autograph Pure Cotton Tile Print Shirt, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Wooden Body Care Styling Hair Brush, at Marks and Spenser
Wooden design Rounded pins This brush is made with wood from well managed forests as certified by the Forest Stewardship Council

Footglove™ Faux Crocodile Skin Loafers, at Marks and Spencer
Square toe Stitch detail Slip on Low wedge heel Faux crocodile skin design Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

4 Summer Manor Mugs, at Mark's & Spencer
Floral pattern Contrast handle, Manufacturer: Marks & Spencer

Nostalgic Photo Nana Birthday Card, at Marks n Spencer
Cover text: To a wonderful nana Inside message: Happy Birthday Approx size: 175 x 125mm

Earth Spa Soothing Flower Milk Bath, at Marks and Spencers
250ml With elements from around the globe to restore, replenish and pamper With jasmine, lotus flowermilk ans essential oils of bergamont Rose & orange flower to moisturise and relax

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.