When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks n Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M+S Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Non-Iron Cotton Blend Long Sleeve Stripe Shirt, at M&S
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Autograph Leather Hip Wallet, at M+S
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

5 Pure Cotton Racoon Bibs, at Marks and Spenser
Cute and practical, this handy pack of 5 cotton bibs is great value

Little Monster Curtains, at M & S
Check design Monster print Standard width - 168cm (66in) 137cm (54in) drop 183cm (72in) drop Coated to reduce light penetration Light spotted lining, Manufacturer: Marks & Spencer

Ceriso Lace Trim Animal Print Shorts, at Marks&Spencer
Gorgeously feminine, these modern shorts feature an animal print and lace trim. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Classic Collection Floral Embroidered Nightdress, at Marks and Spencer
Fresh and feminine, this nightdress is comfortable to sleep in and features pretty embroidery

Older Boys' Pure Cotton Transformers Bumblebee Shorties, at Marks & Spenser
A must for fans of Transformers these pure cotton shorties feature the popular character Bumblebee

Collezione Twin Toe Cap Shoes, at Marks and Spenser
Square toe Gusset toe cap stitch Lace-up Block heel

Sleeveless Longline Knitted Waistcoat, at Marks&Spencer
Elegant and stylish, this sleeveless waistcoat is made with cool comfortable cotton and features a tie waist feature for a fashionable look

Pago Real Rioja 2006 - Case of 6, at Marks & Spenser
Style: Full bodied Grape variety: Tempranillo and Garnacha Country of origin: Spain Closure: Natural Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per 125ml:10.5 Alcohol units per 125ml:1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Wisteria Flight Bag, at Marks & Spencer
Smart and practical, this hardwearing flight bag meets the UK size restriction for carry-on luggage. It features seperate case section

DeLonghi Icona Toaster - Azure Blue, at Marks & Spencer
Power 1.8kW 4 slice toaster Electronic controls: reheat, defrost, bagel and cancel 2 toasting slots operate independently All functions with neon indicator Hi-rise facility - extra 20mm lift for removing toast Variable browning controls Extra deep crumb tray Non-slip feet This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Boys' Pure Cotton Stripe Pyjamas, at Marks & Spensers
Soft and comfy, these pure cotton pyjamas feature a stripe design

Pure Cotton Straight Leg Multi Pocket Jeans, at Marks and Spencer
Multi pocket styling gives these jeans a modern twist. A practical and fashionable style

Footglove™ Leather Wedge Heel Trouser Shoes, at Marks and Spencers
Square toe Stitch detail Gusset feature Slip on Wedge heel Heel height: 42mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Gold Finish Wood Photo Frame 10 x 15cm (4 x 6"), at Marks and Spencers
Rectangle shape Pine wood border Gold finish Aperture: 10 x 15cm (4 x 6") Dimensions: H19.1 x W24.2 x D2.7cm, Manufacturer: Marks & Spencer

Footglove™ Leather Ankle High Buckle Boots, at Marks & Spencers
Square toe Stitch detail Buckle detail Zip fastening Block mid heel Heel height: 50mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Baroc Waistcoat, at Mark & Spencers
For a thoroughly smart appearance, the traditional lines of this waistcoat are handsomely complemented when paired with a silk cravat and formal shirt

Multi-Aperture Photo Frame, at Mark's & Spencer
Holds 7 photos Various size apertures Rectangular frame H53 x W47cm, Manufacturer: Marks & Spencer

Per Una Pure Cotton Mosaic Floral Kaftan, at M & S
A casual 3/4 sleeve kaftan in pure soft cotton featuring a mosaic floral print and tie bow feature

2 Machine Washable Apollo Ties, at Marks and Spencer
Smart style at a great price! This pack of 2 ties is outstanding value. They're machine washable, so you save on cleaning too

Rectangular Wooden Chopping Board, at Marks&Spencer
Rectangular design Recessed frame detail L38 x W28 x H2cm, Manufacturer: Marks & Spencer

Rotating Spice Rack, at Marks and Spencers
Set of 12 Wooden rack Triangular design Dimensions: H26cm, Manufacturer: Marks & Spencer

Small Brunette Rag Doll, at Mark's & Spencer
Not recommended for babies under 12 months Hair ribbon detail Frill dress Apple print design This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Machine Washable Circle Pattern Tie, at Marks and Spenser
No more trips to the drycleaners! This smart circle pattern tie is machine washable

Schoolwear Boutique Plain Tank Top, at Marks & Spencer
A fashionable and practical choice for school

Formula Calming Cleanser, at Marks & Spencer
Chamomile to calm Allantoin to soothe Especially formulated for sensitive skins Suitable for all skin types Hypoallergenic, fragrance free 200ml

Autograph Round Neck Ruffle Sleeve Top with Necklace, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Andante Rim Pasta Bowl, at Marks & Spensers
Ideal for everyday use, durable Plain Diameter 23cm, Manufacturer: Marks & Spencer

Pure Woven Silk Pindot Tie, at Marks & Spensers
Say goodbye to worries about spills and stains with our smart woven silk tie, complete with stain defence technology

Besides Marks & Spencer Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.