Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using M+S Money. Not least of these is M & S Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Limited Collection Double T-Bar Shoes, at Marks & Spencers
Almond toe Double t-bar Buckle fastening Faux crocodile skin design Mid heel Heel heignt: 70mm Comes in sizes 3-8, including half sizes

3/4 Sleeve Snake Print Tunic, at Marks & Spencers
Smart and stylish, this longline tunic features a stunning snake print. A vibrant new look, perfect for this season

2 Pairs of Sheer 15 Denier Matt Knee Highs, at Marks & Spencer
A great value essential, these 15 denier sheer matt knee-highs will give a sleek. Perfect with trousers or long skirts

Red Classic Rose Cake, at Marks & Spensers
36 portions Fruit Cake: Made with vine fruits, nuts and cherries laced with brandy. Cake weight is 2.7kg. Can be eaten up to 14 days after collection Sponge Cake: All-butter sponge filled with buttercream and raspberry jam. Cake weights 1.7kg. Can be eaten up to 5 days after collection Cake size: 20.5cm square Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 68 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Older Boys' Worn-Look Guitar Print Belt, at M+S
Fashionable and practical, this guitar print belt adds a stylish finishing touch

Blue Harbour Welt Pocket Straight Leg Chinos, at Marks and Spencer
Soft, luxurious cotton makes these the smartest chinos around. Perfect with a polo shirt at weekends, or a jacket at work.

Men's Fragrance Collection Shower Gels, at Marks & Spensers
Contains: 50ml Woodspice shower gel 50ml Isis shower gel 50ml Harvard shower gel 50ml Blue energy shower gel

Autograph Glass Charger Plate, at MarksandSpencer
Plain glass Silver trim, Manufacturer: Marks & Spencer

Autograph Pure Cotton Long Sleeve Shirt, at Marks and Spencer
Sophisticated and stylish, this plain dress shirt is perfect for elegant occasions

Albany Pasta Bowl, at Marks and Spencer
Ideal for everyday use, durable Plain Diameter 22.5 Height 5cm, Manufacturer: Marks & Spencer

Sun Formula Self Tan Body Flash Mousse, at Mark's & Spencer
Easy to apply Streak free With added moisturisers Contains Vitamin E and Aloe Vera Tinted Formula This product is not available for international delivery. Find out more

Garlic Crusher, at Marks and Spencer
Coated design L15cm, Manufacturer: Marks & Spencer

Kapersky Internet Security 2009 3 User 1 Year License, at Marks and Spenser
Extended Protection: Two-way personal firewall; secure Wi-Fi and VPN connections, Application rules configured automatically, Security rating assigned to unknown applications, Access to users resources and data is restricted for unknown applications, Improved antispam protection Content Filtering: Parental control Data & Identity Theft Protection: Virtual keyboard for safe entry of logins and passwords, Prevents theft of data exchanged via secure connections (HTTPS / SSL), Disables links to phishing websites Essential Protection: Protects from viruses, Trojans and worms, Protects from spyware and adware, Scans files, email messages and Internet traffic, Protects instant messengers (ICQ, MSN), Proactive protection from unknown threats Preventive Protection: Scans operating system and installed applications for vulnerabilities, Disables links to malware sites Usability: Automatic configuration, Wizards for common tasks, Automatic or interactive mode, Round-the-clock technical support, Automatic database updates, Global threat monitoring (Kaspersky Security Network) Advanced Protection & Recovery: Program can be installed on infected computers, Self-protection from malware, Restores correct system settings after removing malicious software Suitable for 3 users for 1 year

Pure Cotton Check Shorts, at Marks & Spensers
Soft and comfortable, these cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

Sonoma Extending Dining Table & 6 Alton Antiqued-Leather Chairs Set, at Marks n Spencer
7 piece set Table: H76 x L180 x W100cm Extends to L230cm Seats 6-8 people, comes with extension leaf to seat 8 Chair: H99 x W46 x D56cm Made from solid walnut with fabric seat Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pacific Armchair AU09 Newness, at MarksandSpencer
Manufacturer: Marks & Spencer

M&S Trio DECT Cordless Phones with Large Buttons, at Marks and Spencers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Talk time - up to 10 hours with 100 hours standby Speakerphone - talk hands-free Large display, big buttons and ultra-slim profile HD Sound - High Definition communication Large, white backlit inverse display Stores 100 names and numbers Up to 10 hours with 100 hours standby 5 polyphonic ringer melodies and 5 standard ringer melodies Built-in digital answering machine with up to 15 minutes recording time Access the answering machine on the base Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Duck Feather & Down 13.5 Tog Duvet, at Marks and Spencer
13.5 tog Suitable for cooler months or colder rooms or those who prefer a warm, snug duvet 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Pure cotton cover Highest quality class 1 duck feather down Available in Single, Double, King size and Super King size Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

3 Cotton Rich Vests, at Marks & Spencer
There's no denying the soft and warm feeling you get from a pure cotton vest - and this great value set can give this to you every day

Perfect Autograph Cross Body Leather Bag, at Mark & Spencers
In soft, versatile tan leather, this cross-body bag has all the style and space you need for everyday autumn chic

3 Pairs of 15 Denier Ladder Resist Sheer Knee Highs, at M+S
An M&S exclusive. Amazing yarn stops holes turning into ladders. Three way stretch gives a perfect fit. The comfort top is designed to keep them in place without leaving marks

Satin Stripe Evening Shirt, at Mark's & Spencer
This luxury shirt is made from superior satin and cotton mix and is expertly designed for a stylish look and great fit. Its fine quality and careful attention to detail make it stand out as a modern classic. This exclusive product is only available in 10 stores and some colours are exclusively online

Quick Iron Short Sleeve Pure Cotton Satin Stripe Shirt, at Mark & Spencers
Stylish and innovative, this striped easycare shirt is quick and easy to iron for a smart crisp look

Blue Harbour Pure Cotton Long Sleeve Polo Shirt, at Marks & Spencers
Fashionable and relaxed, this long sleeve polo shirt is made from pure cotton it's soft, breathable and comfortable to wear

Cool Stuff To Make Book, at Marks and Spencer
Find out how to make and draw the coolest stuff in this awesome book. Create your own codes, make a mini-parachute, build a brilliant toy truck and loads more. It's guaranteed to provide hours of fun

Wisteria Small Rollercase, at Marks & Spencer
Smart and practical, this rollercase is made from hardwearing fabric and is fully lined. It features lock trolley system and comes with a padlock for security

Pure Cotton Holiday Rope Handle Shopping Bag, at Marks & Spenser
Fashionable and practical, this rope handle shopping bag is a useful accessory with bags of style

Autograph Stainless Steel Solid Spoon, at Marks and Spencer
Stainless steel Dimensions: W6.5 x L35cm, Manufacturer: Marks & Spencer

Blue Harbour Stretch Denim Jeans, at Marks & Spensers
Relaxed and casual, these plain jeans are made with stretch for comfort and ease of movement

Autograph Supima® Sateen Flat Sheet, at M & S
Pleated border Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."