Besides Marks and Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencers Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Girls' Fashion Schoolwear - Stain Defence™ Embroidered Pinafore, at M+S
This pleated pinny features a long zip that makes it easier for her to dress and she'll love the embroidered pocket and heart shaped zip pull. It's treated with Stain Defence™, a high performance finish which repels stains

Pin Dot Underwired Padded Multiway Bra, at Marks & Spencers
Smooth and versatile, this pin dot bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Halterneck Bold Stripe Bikini Top, at Marks & Spensers
Feminine and fashionable, this flattering bikini top is designed in the latest shape. A fabulous fashionable look

ARCHOS Mini Dock, at Marks & Spenser
Free 2 year guarantee This small piece of hardware will probably be your favorite ARCHOS Internet Media Tablet accessory. The ARCHOS Mini Dock is a compact adapter that extends the functions of your ARCHOS Internet Media Tablet to include video output and USB device connections

2 Older Boys' Pure Cotton Gorilla Pyjamas, at Marks & Spencer
Soft and comfy, this 2-pack of pure cotton pyjamas features monkey motifs

Marin Ridge Shiraz 2007 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Shiraz Country of origin: USA Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Fuzzy Teddy in a Flowerpot Sister Birthday Card, at Marks and Spencers
Cover Text: To a very special Sister who's always full of fun! Hoping that your Birthday is a really special one... xxx Inside message: Have a lovely day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150 mm

16-Piece Mellina Cutlery Set, at Marks & Spencer
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Gathered Front Cover Up Beach Dress, at M&S
Fabulously fashionable, this flattering cover up dress is designed in the latest shape. A stylish modern look

Pure Cotton Long Sleeve Future Hunk Top, at Marks & Spensers
Smart and modern, this long sleeve t-shirt in soft cotton features a fun slogan and motif. A practical easycare style

Portfolio Mixed Bead Stretch Bracelet, at Marks & Spensers
Stretch fit Wide style Mixed bead detail

Roll Top Boy Shorts, at Marks & Spencers
Elegant and feminine, these flattering shorts are designed in the latest shape. A stylish, shapely look

Ingredients Pomegranate Foaming Bath Essence, at Marks & Spensers
Pomegranate fragrance Approx 500ml

Signature Ginger Lily Diffuser Plug-In Refill, at Mark's & Spencer
Plug-in design 15ml of fragranced liquid Lasts up to 75 days This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

White Rattan Laundry Sorter, at Marks & Spencer
Woven design Rectangular shape Removable lining W60 x D31 x H60cm, Manufacturer: Marks & Spencer

The Gruffalo, at Marks and Spencer
"A gruffalo? What's a gruffalo?" "A gruffalo! Why, didn't you know? He has terrible tusks, and terrible claws, and terrible teeth in his terrible jaws." And so begins the story of a quick-witted mouse as he encounters a host of predators who seem to think he might make a tasty treat. As he ventures deeper into the deep dark wood, stumbling across a hungry fox, a not-so-wise owl, and a slimy snake, spinning ever-extraordinary yarns about the scary, scaly gruffalo, he quickly realises that the hungry beast he has been talking of isn't imaginary after all.

Kodak Easyshare Z915 Digital Camera, at Marks&Spencer
Pixels: 10 megapixels Lens: 35350 mm (35 mm equiv.) f/3.54.8 Zoom: 10X optical, 5X advanced digital, total zoom range 50X Image stabilizer: optical Shutter speed: 1/81/1250 sec. (auto); 161/1000 sec. (S/M mode) Monitor: 2.5 type high resolution (230K dots), 5 level brightness adjustments Storage: 32 MB internal memory* available, SDHC/SD card expansion slot Auto focus type: TTL imager AF system Auto focus Modes: normal, macro, infinity Face-priority AF: yes AF assist light: yes ISO sensitivity: auto, 100, 200, 400, 800, 1600 White balance: auto, daylight, tungsten, fluorescent, open shade Flash: Range: 5.4 m (@ wide, in Smart Capture mode), 3.9 m (@ tele, in Smart Capture mode); Modes: auto, off, fill, red-eye reduction, off; Compensation: 1.0 EV in 1/3 steps Shooting modes: Smart Capture, sport, P (program mode), A (aperture priority mode), S(shutter priority mode), M (manual mode), portrait, panorama (leftright,rightleft), video, SCN (scene modes) Scene modes: high ISO, portrait, night portrait, landscape, night landscape, flower, sunset, backlight, candlelight, manner/museum, text, beach, snow, fireworks,children, self-portrait, stage Still capture: Still format: JPEG/EXIF v2.21; Color modes: high color, natural color, low color, sepia, black and white; Sharpness: high, normal, low; Review options: single, magnification with navigation box, multi-up, multi-field search,slideshow, multimedia slideshowslideshow, multimedia slideshow Editing: on-camera crop, KODAK PERFECT TOUCH Technology, voice annotation; File management: delete, undo delete, copy, protect, text tagging, one-button upload Video capture: Format: QUICKTIME Photo JPEG; Quality: VGA (640 480) at 30 fps, QVGA (320 240) at 30 fps; Length: continuous up to 4 GB; Microphone: yes; Review options: play, rewind, pause, fast-forward and rewind, forward and rewind by frame, multimedia slideshow, bookmarks, view by; Editing: make a picture from video, action print (1, 4, 9, 16-up), trim, copy; File management: delete, undo delete, copy, protect, text tagging, one-button upload Custom settings: LCD brightness (5 levels), date stamp (on/off), image storage, capture frame grid (on/off), image stabilizer control, red-eye preflash (on/off), quick view (on/off), advanced digital zoom, orientation sensor, sound, volume, date & time, auto power off, video out, language, reset camera Share button: yes Physical specifications: I/O interface: digital (USB 2.0 high speed) connector for data and video; Power: (2) AA batteries (alkaline, lithium, or Ni-MH), optional AC adapter; Tripod mount: in. standard Dimensions: W11 H7 D3.6cm Weight: 220g (without SD card and batteries) Direct printing: PictBridge-enabled Software: works with KODAK EASYSHARE Software Package contents: KODAK EASYSHARE Z915 Digital Camera, (2) KODAK Alkaline AA Batteries or equivalent, USB cable, Wrist strap, User's Guide with KODAK EASYSHARE Software M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Peter Rabbit Character Puzzle, at Marks and Spencer
22 Pieces Suitable for ages 12 months to 3 years This product conforms to the EN71 and the Toy Safety Directive Frederick Warne & Co Limited 2008, Manufacturer: Marks & Spencer

Per Una Jewel Embellishment Belt, at Marks and Spencer
A jewel embellishment makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Mirrored 3-Drawer Chest, at Marks and Spencer
H63.5 x W49 x D45.5cm 3 drawers Mirrored finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Floral Print Sun Hat, at Marks & Spensers
Fashionable and fabulous, this floral print hat is a great choice for fun in the sun

Star Print Round Handle Umbrella, at M+S
Brighten up rainy days with this stylish lightweight umbrella

Autograph Stainless Steel Turner, at Marks and Spencers
Hanging loop Approx size: 26.3 x 9 x 9cm Dishwasher safe, Manufacturer: Marks & Spencer

Malabar Glazed Unit, at Marks & Spenser
H190 x W110 x D49cm 4 drawers 3 adjustable shelves Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles Glass doors are made from safety-tested toughened glass All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cashmere Oversize Scarf, at M&S
Indulge in a touch of luxury with this oversize cashmere scarf which looks and feels beautiful

Handcrafted Sew Lovely Fabric Mother's Day Card, at M+S
Cover text: Mum you're Lovely Inside message: Have a lovely day Approx size: Unfolded: 150 x 150mm

Autograph Slate Place Mat, at Marks and Spencer
Square design H x 30cm W x 21cm, Manufacturer: Marks & Spencer

Per Una Pinstripe Panelled Skirt, at Marks & Spencer
An elegant long length skirt in a soft cotton blend featuring a pinstripe design

Classic Collection Floral Print Dressing Gown, at Marks and Spenser
Wrap up and relax in this soft dressing gown featuring floral print for a pretty look

Performance Stormwear™ Flat Front Pure Wool Plain Trousers, at Marks n Spencer
This smart suit is treated with Stormwear™ technology, a breathable water and stain repellent finish keeps it in great shape while giving enhanced comfort and ease of movement

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.