There are lots of ways to save money using Marks & Spencer Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Mark & Spencers Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

3 Pairs of Collezione Cashmere Touch Socks, at Marks and Spencer
Inspired by Italy, these superior cotton rich socks are made with a touch of cashmere for the ultimate in softness and luxury. Exclusively designed for M&S

Pure Cotton Contrast Stitch Jeans, at M & S
Fun and fashionable, these easycare pure cotton jeans are outstanding value

Mixed Faux Pearl & Bead Tassel Necklace, at Mark's & Spencer
Clasp fastening Tassel detail Mixed Faux pearl and bead design Necklace length: 76cm

Luxury Pure Wool Single Breasted Jacket, at Marks and Spenser
Beautifully tailored and finished with careful attention to detail, this luxurious jacket is made from pure wool

2 Pure Cotton Assorted Tops, at Marks & Spencers
Cute and practical, this pack of two tops is outstanding value. The soft cotton fabric will keep her happy and comfy

Limited Collection Sequin Sleeve Tunic, at Mark's & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Isis Moisturising Aftershave Balm, at Marks and Spenser
Alcohol free 100ml This product is not available for international delivery. Find out more

Cotton Rich Floral Top & Leggings Outfit, at Marks and Spencer
Practical and pretty, this cute top and leggings 2 piece outfit is made from soft cotton/velour/fabric to keep her feeling comfy and happy

Long Sleeve Funnel Neck Fleece Jacket, at Marks and Spencer
An essential part of any wardrobe, this great value fleece is warm and cosy. A fashionable and practical choice.

Older Girls' Visor Sunglasses, at Marks and Spenser
Fun and fashionable, these sunvisor style sunglasses give 100% UV protection for safer style in the sun

White Rattan 3-Tier Storage Unit, at Marks & Spenser
3 baskets with hand holes Rattan design Free standing W39 x D34 x H80cm, Manufacturer: Marks & Spencer

Autograph Lambswool Rich Cable Knit Cardigan, at M & S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Stainless Steel Milk Jug, at M&S
Stainless steel Single handle Pouring spout, Manufacturer: Marks & Spencer

Nudes Plain Underwired Bra, at MarksandSpencer
Every woman needs underwear that looks invisible under clothing. Everyone's skin tone is different, so after some research into skin tones we've come up with Body Nudes, a range of flattering shades to suit everyone. Body Nudes is soft and comfy with no visible lumps or bumps, so you can be sure your clothes will look their best

First Readers Rapunzel, at Mark's & Spencer
'Rapunzel has been locked in a tower by a wicked witch. A prince falls in love with her. But then the witch finds out....'

Per Una Front Pocket Stud Bag, at Mark & Spencers
A shiny bag featuring stud detailed belt and front pocket. Give your look the Per Una twist!

Pure Cotton Stripe Pyjama Bottoms, at Marks & Spencers
Fashionable and modern, these soft pure cotton stripe pyjama bottoms are designed to be mixed and matched. Relax in style and comfort

Big & Tall Single Pleat Microcheck Trousers with Wool, at Marks & Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear. Perfectly proportioned for big and tall men

Classic Chaise - Right-Hand, at M+S
H86 x W182 x D78cm Seat H46cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushion made from fixed foam Cushion covers are not removeable Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

7 Pure Cotton Assorted Heart Print Bodysuits, at Marks & Spencers
Cute and practical, this pack of 7 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep her feeling comfy and happy

Cotton Rich Stitch Detail Bootleg Jeans, at Marks and Spencer
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Photo Frame with Mount 13 x 18cm (5 x 7"), at Marks & Spenser
Rectangular shape Removeable mount card Wood stand Frame dimensions: H29 x W24cm Aperture: 5 x 7in, Manufacturer: Marks & Spencer

Sennen Pasta Bowl - Blue, at Marks & Spencer
Single stripe detail Diam 23cm, Manufacturer: Marks & Spencer

La Source Chablis 2006 - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

High Waist Bootleg Trousers, at Marks and Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit and a look that's always in style

Malabar Nest of Tables, at Mark's & Spencer
Set of 3 H61 x L63 x W46cm (largest) Made from solid mango wood Protective low-sheen lacquer finish for added durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

50% Extra Stems on Summer Dawn Bouquet, at Marks & Spenser
This item can only be ordered with the purchase of the Summer Dawn Bouquet (00669221)

Sonoma Kitchen Corner Unit & 100cm 3 Drawer Base Unit with Oak Tops Set, at M+S
Corner Unit: H87.5 x W87 x D87cm Corner Worktop: H10.5 x W93 x D93cm 3-Drawer Base Unit: H87.5 x W100 x D52cm Base Unit Worktop: H10.5 x W100 x D60cm Corner unit includes 1 shelf and can be fitted left or right hand Worktop thickness: 3cm Made from solid oak and oak veneer Finished with a protective low-sheen lacquer for added durability Adjustable feet on base unit Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Short Sleeve Knitted Top with Floral Scarf, at M & S
A cosy short sleeve knitted top with a floral scarf, features lace trim neckline

Formula Skincare For Men Eye Reviver, at Marks & Spensers
Firms Moisturises Fragrance free 15ml

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks&Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.