Besides Marks & Spencer Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Finance offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Divan on Legs & Autograph F500 Latex Pillowtop Mattress - Medium, at M+S
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 28.5cm Divan height: H31cm Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Mattress spring count: 1225 All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stick On Bra, at Marks and Spencers
Thanks to these moulded cups, you can get discreet support - great for wearing with strapless or backless dresses and tops

Monaco Beaded Jewellery Set, at Mark & Spensers
3 part set Hook fastening drop earrings Stretch bracelet Adjustable length, clasp fastening necklace Mixed bead design

Big & Tall Linen Rich Single Breasted 2 Button Stripe Jacket, at Marks and Spencers
Specially proportioned for big and tall men, this linen rich jacket is designed to give a flattering, comfortable fit

Refreshing Trio Collection - Case of 12, at Mark's & Spencer
4 Hungarian Pinot Grigio Ros 2007: An appealing, fresh, vibrant ros, with a delicate strawberry aroma... 4 Hungarian Pinot Grigio 2007: A refreshing aromatic white with vivacious fruity flavours of limes, tangerines and melons... 4 Hungarian Sauvignon Blanc 2007: A refreshing, modern Sauvignon Blanc with a lively aroma... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Château Desmirail 2005 - Case of 6, at Marks & Spenser
Style: Full bodied Grape variety: Cabernet Sauvignon & Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Textured Bathmats, at Marks & Spensers
Textured edging Latex gripped backing Large bathmat: L80 x W50cm Pedestal mat: L55 x W50cm Sizes sold separately. Customers should select which mat size they wish to purchase from the drop down menu, Manufacturer: Marks & Spencer

5 Cotton Rich Low Rise Shorts, at Mark & Spencers
These low rise cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Autograph 3 Piece Pure Cotton Corsage Cardigan Outfit, at Mark's & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Maritza Swirl Bracelet, at Mark & Spencers
Stretch style Mixed beads

Assorted Stripe Mug, at Marks and Spencer
Assorted stripe, Manufacturer: Marks & Spencer

Collezione Plain Straight Leg Trousers, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Pure Cotton Straight Leg Jeans, at Marks & Spensers
Fashionable and contemporary, these black resin jeans are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Blue Harbour Pure Linen Drawstring Trousers, at Marks & Spencer
A stylish smart casual look, these wide leg trousers are made from cool linen and designed for a fashionable and comfortable relaxed fit

Mirrored Collection 6-Drawer Chest, at Marks and Spencer
H81 x W121 x D51cm 6 drawers Mirrored finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cut Swirl Champagne Flute, at Mark & Spencers
Wide base Swirl design Handmade Height: 27.5 cm Capacity: 17cl, Manufacturer: Marks & Spencer

Abbey Corner Chaise - Left-Hand, at Marks & Spencer
H95 x W291 x D106cm Length L164cm, seat H54cm (all dimensions are approximate) Left-hand chaise - Chaise is on the left side when viewed from the front of the sofa Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

16-Piece Cutlery Set, at Marks and Spencer
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons Coloured handles 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more l, Manufacturer: Marks & Spencer

Abstract Print Tie Waist Mesh Skirt, at Marks & Spenser
Pretty and feminine, this skirt makes a fashionable, flattering choice. A smart modern look

Full Brief Lace Shorts, at Mark & Spensers
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace design and stretchy fabric to create the perfect knickers for day to day wear

Steel Slotted Spoon, at Marks and Spencer
Slotted design Suitable for non-stick saucepans Hanging loop, Manufacturer: Marks & Spencer

Per Una Long Sleeve Knitted Top with Necklace, at Marks and Spencer
A relaxed long sleeve knitted top featuring a v-neck. Delicate necklace gives it the Per Una touch

Norton Internet Security™ 2009 1 Year Protection for up to 3 Home PCs, at Marks and Spencer
Core Security: Protects against viruses, spyware, Trojan horses, worms, bots, and rootkits. Reduces scan time with smart scanning, so you can work and play uninterrupted Advanced Security: Protects against the latest threats with a proactive, multilayered protection system, prevents others from taking control of your PC and using it to attack other PCs Identity Protection: Inspects websites to make sure they're not fakes, guards against online identity theft Networking: Helps secure and monitor your home network. Automatically secures your PC when connecting to public wireless hotspots Support: AutoFix technology will diagnose and fix common problems for you Suitable for 3 pcs for 1 year M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Daddy & Me - Drill & DIY Accessories, at M+S
Helping Daddy with his DIY projects is a seriously fun business, and every little assistant needs to have tools and accessories that are up to the job. With realistic looks and features, the mini cordless drill is just like Daddy's and a 'must-have' for any junior tool kit. The protective gloves and ear defenders mean that no job will be too big (or too dangerous) for Daddy and his helper!

2 Recycled Anti-Allergy Medium Support Pillows, at Marks & Spensers
Pack of 2 Proven protection against dustmite allergens, wash after wash Endorsed by the British Allergy Foundation, Manufacturer: Marks & Spencer

Butterfly Necklace & Hair Clips Set, at MarksandSpencer
Set of 3 Necklace with adjustable clasp fastening and butterfly pendant 2 butterfly detail hair clips Suitable for age 3+ Length: 41cm Extender: 8cm

Cashmilon™ 3/4 Sleeve Slash Neck Jumper, at Marks and Spencer
Fashionable and flattering, this 3/4 sleeve slash neck jumper is made from supersoft cashmilon™ and features a ruched front detail

Pure Silk Applique Cushion, at Marks & Spencer
Square shape Applique design L50 x W50cm, Manufacturer: Marks & Spencer

Angel Sleeve Tie Front Cardigan, at Marks & Spenser
Modern and stylish, this cardigan features a tie fastening. A great work-to-evening style

Pure Cotton Check Pyjama Bottoms, at Marks & Spencer
Soft and comfortable, these cotton pyjama bottoms can be worn with a number of our pyjama tops and t-shirts to create your own style

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.