Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks&Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money Direct financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Property Insurance than you will anywhere else, and you may even pay less with M&S.

Limited Collection Pure Silk Beaded Blouse, at MarksandSpencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Autograph Occasions Draped Grecian Style Wedding Dress, at Mark & Spensers
Feminine and elegant, this full length wedding dress is beautifully designed and detailed with a draped and pleated front and deep V at the back. An exclusive, luxurious look from Autograph for your wedding day

Floral Print Holiday Flip Flops, at Marks n Spencer
Round toe Toe post Flat sole Floral print

Younger Boys' Holiday Cloggs, at Marks & Spensers
Round toe Flat sole Adjustable strap Holiday motifs

Cotton Rich Straight Leg Joggers, at M+S
Relaxed and comfortable, these easycare joggers are made from cotton rich stretch fabric for ease of movement and great shape retention

Photographic Cakes Aunty Birthday Card, at Marks & Spencer
Cover text: Aunty Happy Birthday Inside message: Blank for your own message Approx size: 175 mm x 125 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Newbury Summer Hat, at Marks & Spenser
Express your stylish side with this Newbury hat

Pacific Corner Group, at Marks & Spenser
H92 x W214 x D91cm Seat: H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid wood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish Includes 2 free matching bolsters Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Animal Print Flip Flop, at Marks & Spenser
Animal print Flat sole

Per Una Leaf Print Ruched Longline Tunic, at Marks and Spencers
A stylish longline tunic in soft stretch fabric featuring a leaf print and ruched front detail

Recycled Flexilite Plan A Umbrella, at Marks and Spencer
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

Pure Cotton Long Sleeve Stripe Top, at Marks and Spencer
Fun and fashionable, this pure cotton stripe top is outstanding value!

Autograph Punch Stitch Apron Shoes by Jeffery-West, at Marks&Spencer
Slip-on Square toe Stitch detail Shallow block heel

Collezione Leather Washbag, at Marks and Spencer
Stylish and practical, this washbag is a well designed travel essential

Per Una Detachable Faux Fur Hooded Parka, at Marks & Spenser
A cosy funnel neck jacket featuring a detachable faux fur hood.

Satin Spot Print Shirt with Belt, at Marks and Spencers
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

25 Fresh Rose Room Scenters, at M+S
Pack of 25 Fresh rose scented Burns upto 4 hours each, Manufacturer: Marks & Spencer

Baby Girls' Owl Motif Pram Shoes, at Marks & Spencer
Round toe Owl motif Slip on Elasticated back Flat sole

Sonoma Dark 3-Door Glazed Top Unit and 3-Drawer Sideboard Set, at Mark & Spensers
2 piece set Top Unit: H110 x W178.5 x D33cm 6 adjustable glass shelves and Internal lights with on/off switch Glass doors and shelves are made from safety-tested toughened glass Sideboard: H88 x W178 x D50cm 3 drawers and cupboards, each cupboard has an adjustable shelf Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Door frames made from solid wood. Door panels made from White Oak veneer Handles made from solid wood Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Weekend Cotton Rich Straight Leg Jeans, at Marks & Spencers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Sony RHT-G500 Integrated Home Theatre System, at M&S
Designed for use with 32-40 inch BRAVIA™ LCD TVs 3.1 Channel S-Force Pro Surround with centre, left and right speakers and subwoofer built into the TV stand Audio inputs for TV, DVD and Blu-ray Disc™ - can accept sound from a wide range of sources: the TV, DVD players and satellite/cable/terrestrial digital set-top boxes. It even delivers high-definition sound from a Blu-ray Disc™ player or Playstation 3 Three HDMI inputs, compatible with the latest Full HD 1080p picture formats: connect all your video New BRAVIA Sync - perfect syncronization of BRAVIA LCD TV and home theatre with a push of a button Digital Media Port - connect your Network WALKMAN, i-Pod, mobile phone, or computer to enjoy your music through the speakers Portable Audio Enhance - enhance the sound from portable audio devices by connecting them to the HTS M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Limited Collection Rio Charm Necklace, at Marks and Spencers
Clasp fastening Multiple charms Multi strand Necklace length 47.5cm, extendable by 7.5cm

Sweet Bergamot Inclusion Candle, at Marks and Spencer
Scented Includes plate, Manufacturer: Marks & Spencer

Miele Cat & Dog TT5000 Cylinder Vacuum Cleaner, at Marks & Spencers
2200 watts 4.5 litre dust bag capacity 10 metre operating radius Smooth running 360 swivel castors. Castors mounted on steel axles to ensure excellent maneouvrability 6 variable power settings - 300-2200W Turbobrush STB 205-3 - Perfect for picking up pet hair from carpets Supplied with a Active Air Clean filter, combines the super Air clean filter with an active charcoal cassette to absorb odours. Ideal for pets owners HEPA 12 certification for complete vacuum cleaner - According to the European Standard EN 1822. Discharged Air is cleaner than the ambient room air (when used with HEPA filter) Bumper strip to protect vacuum cleaner and your furniture Mini Turbobrush STB 101 - Ideal for vacuuming stairs and removing pet hair from upholstery Vacuum motor features thermal safety cut-out and electronic gentle motor start-up Dust bag change indicator - Signals when the dustbag needs to be replaced Comes with 2 HyClean dustbags - The new HyClean dustbag sets new standards in filtration, dust-absorption, hygiene and safety Six Step Rotary Dial - To adjust the suction power for different floorings Silence setting - Ideal combination of low noise level and cleaning performance Recommended for Loop Pile carpet, Deep Cut Pile carpet and furniture Dimensions: L45cm Weight: 7.7kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Baking Day, at M+S
Rejuvenate the art of baking with this useful book, create delicious home baked food for your family to enjoy

Blue Harbour Pure Cotton Seersucker Check Shirt, at Marks & Spencers
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Blue Dress Grandma Birthday Card, at Marks & Spencers
Cover text: Happy birthday to my wonderful Grandma Inside message: Blank for your own message Approx size: 178 x 126mm

Pure Cotton Cap Sleeve Multi Stripe T-Shirt, at Marks and Spencers
For casual elegance, you can't beat this scoop neck top. A great value cotton essential

Sony 52'' KDL- 52V4000 HD Ready LCD TV, at Marks and Spenser
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-Ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 52 inch LCD screen with 6.2 megapixels Contrast Ratio: Dynamic contrast 33000:1 Integrated Digital and Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand 126.2 x 87.1 x 34.7cm, without table stand 126.2 x 82.9 x 11.9cm Weight: Weight Inc. Stand (kg) 38, Weight Without Stand (Kg) 32 Surround Sound Effect: BBE ViVA high quality sound and built-in Virtual Dolby creating the effect of full surround sound from only 2 front speakers Connections: Digital Audio Output (optical), 3 x HDMI™ Inputs, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, 1 x Component Inputs, Composite Video In, 3.5mm MiniJack (Head/Earphone), PCMCIA Card Slot, RCA Audio Out, RF In, 2 x Scart Inputs (RGB) and BRAVIA Sync BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation: Delivers natural colour like no other 24p True Cinema: Shows films at 24 frames per second, just like a real cinema BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Girls' Limited Animal Print Playsuit, at Marks & Spenser
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.