There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks n Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Stainless Steel Under Sink Storage Unit, at Marks and Spencer
3 tier Shelf H71 x D33 x W58cm, Manufacturer: Marks & Spencer

2 Padded Non-Wired T-Shirt Bras, at Marks and Spencers
Feminine and pretty, this pack of 2 non-wired t-shirt bras are outstanding value

2 First T-Shirt Bras, at Marks and Spencer
These simply styled great value bras are ideal for everyday wear. They're woven with stretchy fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Glass Link Collar Necklace, at Marks & Spensers
Collar length necklace Various beads Necklace length 40cm, extendable by 7cm

Portfolio Faux Leopard Skin Bugatti Bag, at Marks and Spenser
Fashionable and practical, this faux leopard skin bugatti bag is a useful accessory with bags of style!

Limited Collection Pure Linen Foil Shorts, at Marks & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Dinosaur Zapper, at Marks & Spenser
Suitable for ages 5+ Imaginative play Battery included This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Inclusion Vanilla Candle, at Marks & Spencers
Chunky design Twig detail Vanilla scented Shallow dish holder Burns up to 80 hours H15 x diam 10cm, Manufacturer: Marks & Spencer

Athenian Column Table Lamp, at Marks and Spencer
Antique brass finish Parchment style shade Column detail stem Square base Resin base H57 x Diam 23cm Bulb: 60W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve V-Neck Jumper, at Mark's & Spencer
Soft, snug and comfy, this warm knitted jumper is outstanding value. A fashionable easycare style

Classic Collection Floral Print Nightdress, at Marks&Spencer
Fresh and feminine, this nightdress is made from a soft cotton blend so it feels comfortable to sleep in. The floral print adds a pretty touch

°Climate Control Cotton Rich Thermal Longpants, at Mark's & Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Sunny Town Tractor Set, at Marks and Spencer
Farmer, horse and tractor Promotes imaginative play Suitable for ages 12 months + This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Victorian Faux Pearl Necklace, at Marks & Spenser
Ribbon fastening Multi strand Faux pearl design Victorian pendant feature Necklace length 80cm

Limited Collection Wood Bead Necklace, at Marks & Spensers
Tie fastening Wood bead design Cord chain Necklace length 69cm

2 Stripe Tea Towels, at Marks&Spencer
Pack of 2 Stripe design Plain edge, Manufacturer: Marks & Spencer

M&S 19'' HD Ready LCD TV with Built-in DVD Player - White, at Marks and Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 19 inch flat screen, Dynamic Contrast Ratio: 4000:1 Contrast Ratio: 500:1 Resolution 1440 x 900 pixels Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H41 x W46 x D20.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket DVD Player: Built-in DVD player M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042100 to perfectly mount this TV This product is not available for international delivery. Find out more

Pure Cotton Waffle Throw, at Marks and Spencers
Waffle design Tasselled Small: 100cm x 150 Large: 200cm x 180cm, Manufacturer: Marks & Spencer

Per Una Roma Cotton Rich Bootleg Trousers with Belt, at Marks & Spencers
A fashionable pair of bootleg trousers in soft cotton rich fabric featuring a weaved belt

Pure Cotton Short Sleeve Frill Trim Floral Top, at Marks and Spencers
Smart and stylish, this short sleeve top is made from cool comfortable cotton and features a frill trim and floral print

Pink Sketchy Flowers Birthday Card, at Marks & Spencer
Cover text: Happy birthday Inside message: Have a lovely day Approx size: 174 x 126mm

Traditional British Breaded Wiltshire Gammon, at Mark & Spencers
Contains approximately 30 slices Serves 10 Ready to eat 1.2kg As featured on page 19 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Embroidered Hippo Knit Shawl, at Marks and Spenser
Soft and comforting, this snuggly shawl features a cute embroidered hippo design and scalloped edge. Perfect for bedtime, or as a light layer during the day

Pure Silk Woven Diagonal Stripe Tie, at MarksandSpencer
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Camouflage Digital Watch, at Marks and Spencer
Round face Camouflage print Stitch detail Date display Four function buttons Digital

Mini Limited Pure Cotton Floral Print Dress, at Marks and Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Footglove™ Widefit Round Toe Shoes, at Marks & Spencer
Round toe Buckle fastening Stitch detail Mid heel

Blue Spots Roll Wrap, at Marks and Spencer
1 roll wrap Approx size: 150 x 70cm

Widefit Almond Toe Court Shoes, at Marks & Spensers
Almond toe Slip-on Lined Heel height 64mm Comes in sizes 3-8, including half sizes

Multi-Tonal Check Throw, at Marks & Spenser
Fleecy throw Multi-tonal check design Small dimensions: H150cm x W200cm Large dimensions: H230cm x W240cm, Manufacturer: Marks & Spencer

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.