Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spenser Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Autograph Luxury Leather Holdall, at Marks and Spencer
This stylish and practical luxury leather holdall is ideal for business or weekend travel. It has plenty of space for all your essential items and has strong double handles and shoulder strap

Rosemary Tree, at M & S
This stylish herb tree will look stunning on a patio or doorstep and provide delicious flavours in your cooking Available for delivery until 30th September 2009

Lion Rug, at Marks and Spencer
Hand woven Luxuriously deep pile Super soft Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Detachable Bra Straps, at M+S
These clear bra straps can be attached to your multiway bras

Freshfeet Check Design Slippers, at Marks & Spencer
Round toe Check design Tartan style lining pattern Chunky sole Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology combats the bacteria that causes bad smells and odours Freshtech™ technology is permanently built in to the slipper and still performs after many washes

3 Non-Iron Short Sleeve Shirts, at Marks and Spencer
This pack of 3 shirts is great value. They're a convenient and practical choice too - easycare and non-iron to save you time

Autograph Modal Blend Short Sleeve Henley Neck Top, at Marks and Spencers
Whether you're heading for bed or relaxing at home, this comfortable modal blend pyjama top is great for chilling out in style. Mix and match with our pyjama bottoms

Black & Decker® DV9605TN Cyclonic Action Dustbuster® Vac, at Marks and Spencers
9.6V for powerful and effective pick-up Wet and dry Dustbowl Capacity - 700 ml Runtime - 13 minuttes Cordless for use anywhere Built-in crevice tool for greater accessibility and extra convenience Cyclonic Action spins dirt away from the filter maintaining optimum suction power New filter cleaning system to allow better dirt management Double action filtration allows the product to perform better and last longer Accessories are stored on board, always at hand for your cleaning jobs Multi-surface charging base, so it can be wall mounted or kept on the worktop Extra large bowl requires less emptying Window bowl so you know when to empty the Dustbuster Ergonomic design

Perfect Single Breasted Stitch Detail Jacket, at Marks & Spensers
This lightweight jacket, in autumn's key shade of red, is versatile enough to dress up or down

Younger Boys' Thomas & Friends© Trolley Bag, at Marks & Spenser
A must-have for fans of Thomas & Friends, this extendable grip handle trolley bag features Thomas, the tank engine

Cotton Rich Scoop Neck Vest, at Marks & Spensers
Stylish and practical, this sleeveless vest makes an ideal choice for everyday wear. The cotton fabric gives a comfortable flattering fit

2 Alton Plain Leather Dining Chairs, at Marks n Spencer
Dimensions: H99 x W46 x D56cm Seat: H48cm Sold as a pair Available in cream and brown Made from solid ash with a plain leather seat Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Santiago Collection Set. , Manufacturer: Marks & Spencer

Artificial Exotic Argumentum & Vase, at Marks n Spencer
Artificial exotic argumentum with short stem Presented in clear and frosted glass Square vase Stone effect Diameter: 51cm, Manufacturer: Marks & Spencer

Stainless Steel Casserole Pot, at Marks and Spencers
4.7 litre capacity Glass lid Side and lid handles, Manufacturer: Marks & Spencer

Monster House Blu-ray DVD, at Marks & Spenser
Rating Parental Guidance,

Long Sleeve Cable Knit Cardigan, at Mark's & Spencer
Fun and fashionable, this pretty long sleeve cardigan features a cable knit design. A practical, easycare style

Embroidered Tiger Knit Shawl, at Marks & Spencers
Soft and comforting, this snuggly shawl features a cute embroidered tiger design and scalloped edge. Perfect for bedtime, or as a light layer during the day

Chianti Burchino 2006 - Case of 12, at Mark's & Spencer
Style: Full bodied Grape variety: Sangiovese Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Assorted Charms Necklace, at Marks & Spencer
Clasp fastening Adjustable length Assorted charms Necklace length 40cm, extendable by 8cm

2 Pure Cotton Long Sleeve Stripe Tops, at Marks and Spencer
Cute and comfy, these fashionable tops are made from soft cotton

Large Laser Cut Sister Birthday Card, at Marks & Spencer
Cover text: To my special Sister Inside message: Wishing you a very happy birthday Approx size: unfolded: 220 x 220mm

Black Glitter Son Birthday Card, at Marks and Spenser
Cover text: Son Inside message: Happy birthday Approx size: 150 x 150mm

Leather iPod Nano Sleeve, at Marks & Spencer
The leather case offers a way to help protect your iPod nano from day to day knocks and scrapes, ideal for use when travelling with cut out slots for headphones and click wheel so you don't need to remove the Nano from the case to use it

Leather & Suede Protector, at Marks & Spenser
Rain and stain resistant, this leather and suede protector is ideal for use on footwear, clothing and accessories

2 Tiga Mock Suede Dining Chairs, at Marks & Spencers
H87 x W47 x D59cm Seat H43cm Sold as a pair Made from solid sheesham with mock suede seat Treated with a protective low-sheen lacquer that provides added durability Made from solid wood for strength Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

Nintendo DS™ Need for Speed: Undercover, at Marks and Spencer
Go Deep Undercover: Race into an action-packed story of pursuit and betrayal. Take on jobs and compete in races to prove yourself as you infiltrate and take down an international crime syndicate Highway Battle: Fight off the cops and others as you take down your prey in high-speed, high stake multi-car chases. New and vastly improved A.I. mechanics mean more aggressive and intelligent cops focused on taking you out fast and by any means necessary Own the Open World: Tear across the massive highway system and discover the open world of the Gulf Coast Tri-Cities area, with three unique cities connected by an extensive highway system Heroic Driving Engine: An all-new game engine lets you pull off amazing moves for the ultimate driving edge. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 12 years of age or over to purchase this product, Platforms: Nintendo DS, ESRB Rating: Teen

Short Sleeve Abstract Print Top, at Marks & Spensers
This fab short sleeve top features a stunning abstract print design. A vibrant new look, perfect for this season

Autograph Pure Silk Taj Mahal Tie, at Marks n Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Thank You Retro Script Multipack of Mini Cards, at Marks and Spencers
Cover text: design 1 - Thanks, design 2 - Thanks so much , design 3 - Thank you, design 4 - Thanks a lot Inside message: blank for your own message 8 cards, 4 designs Approx size: 95 x 80mm

Pure New Wool Plain Polo Neck Jumper, at Marks and Spencers
Made from pure lambswool, this roll neck jumper is irresistibly soft and cosy

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M&S Finance financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Property Insurance than you will anywhere else, and you may even pay less with M&S.